Apparatus, systems and methods for facilitating a negative credit balance of a gaming device

ABSTRACT

Disclosed herein are apparatus, systems and methods for a gaming device operable to support a negative credit balance. For example, in some embodiments, a gaming device may be configured to: (i) determine a current credit balance, (ii) determine a wager amount, (iii) determine whether the wager amount would result in a negative balance of credits, (iv) determine if it is permissible to allow a negative balance of credits, and if so (v) adjust a current balance such that is equal to the negative balance, and (vi) display an indication of the negative credit balance.

CLAIM OF PRIORITY

The present application claims the benefit of U.S. ProvisionalApplication No. 60/715,666, filed Sep. 09, 2005 in the name of Walker etal. and entitled APPARATUS, SYSTEMS AND METHODS FOR GAMING DEVICEFEATURING NEGATIVE CREDIT BALANCE. The entirety of this application isincorporated by reference herein.

The present application is also a continuation-in-part application ofeach of the following three U.S. Applications, each of which isincorporated by reference herein in its entirety for all purposes:

U.S. application Ser. No. 10/001,089, filed Nov. 2, 2001 in the name ofWalker et al., and entitled GAMING DEVICE FOR A FLAT RATE PLAY SESSIONAND A METHOD OF OPERATING SAME;

U.S. application Ser. No. 10/420,066, filed Apr. 21, 2003 in the name ofWalker et al., and entitled METHOD AND APPARATUS FOR EMPLOYING FLAT RATEPLAY; and

U.S. application Ser. No. 10/908,957, filed Jun. 2, 2005 in the name ofWalker et al., and entitled METHOD AND APPARATUS FOR FACILIATING PLAY OFA GAMING DEVICE

BACKGROUND INFORMATION

Gaming devices (e.g., reeled slot machines or video poker machines)generate more than $15 billion per year in revenue for casinos in theUnited States alone. Increased playing duration, average wager and ratesof play are key factors contributing to the profitability of the slotfloor of a casino—the more patrons play gaming devices, the more profita casino stands to generate. Accordingly, an ongoing need exists formethods that increase a sense of excitement players may feel inassociation with gaming devices, such as by introducing new or improvedfeatures or methods of play.

BRIEF DESCRIPTION OF THE FIGURES

FIG. 1 is a flowchart illustrating an example process consistent with atleast one embodiment;

FIG. 2 is a block diagram illustrating an example network environmentaccording to at least one embodiment;

FIG. 3 is a block diagram illustrating an example server according to atleast one embodiment;

FIG. 4 is a block diagram illustrating a gaming device according to atleast one embodiment;

FIG. 5 is a table illustrating an example data structure of a payoutdatabase for use in some embodiments;

FIGS. 6A is a table illustrating an example data structure and exampledata of an allowable negative credit balance database according to someembodiments;

FIG. 6B is a table illustrating an example data structure and exampledata of an allowable negative credit balance database according to someembodiments;

FIG. 7 is a table illustrating an example data structure of a negativeplay database for use in some embodiments of the present invention;

FIG. 8 is an illustration of an exemplary gaming device display screenoutput;

FIG. 9 is an illustration of an exemplary gaming device display screenoutput;

FIG. 10 is an illustration of an exemplary gaming device display screenoutput;

FIG. 11 is an illustration of an exemplary gaming device display screenoutput;

FIG. 12 is an illustration of an exemplary gaming device display screenoutput;

FIG. 13 is a flow chart illustrating a process for adjusting a balancesuch that it results in a negative balance according to some embodimentsof the present invention; and

FIG. 14 is a flow chart illustrating a process for managing a sessionbalance and a machine balance at the end of a session.

DETAILED DESCRIPTION OF EMBODIMENTS

In accordance with one or more embodiments, a gaming device for playinga wagering game comprises (i) a controller operable to facilitate awagering game in which a unit of wager is wagered in exchange for achance to win a prize during a game play of the wagering game, (ii) acredit balance adjustable by the controller based on a number of unitsof wager that have been wagered for a game play of the game and based ona number of units of wager that have been won as a result of a game playof the game, (iii) a display for displaying the credit balance, thedisplay operable to display an indication of a credit balance that isless than zero, and (iv) a computer-readable medium having instructionsstored thereon. The instructions may comprise instructions forinstructing the controller (i) to track via the credit balance aplayer's progress through at least one game play of the wagering game by(a) deducting from the credit balance an appropriate number of units ofwager upon an initiation of a game play, irrespective of whether aresulting credit balance is less than zero and (b) adding to the creditbalance an appropriate number of units of wager if the game playresolves to an outcome that comprises a winning outcome. Theinstructions may further comprise instructions for instructing thecontroller to display the current credit balance to the player. In oneembodiment, the gaming device comprises a gaming device operable todispense a monetary token to a player.

In one embodiment, the computer readable medium further comprisesinstructions for instructing the controller to determine that thecurrent credit balance is a negative credit balance and activate anindicator of the negative credit balance, the indicator being distinctfrom the display of a number of credits comprising the credit balance.In accordance with one embodiment, an apparatus comprises (i) aprocessor operable to facilitate a wagering game; and (ii) acomputer-readable medium operable to communicate with the processor, thecomputer readable medium operable to communicate with the processor. Thecomputer readable medium may comprise instructions adapted to beexecuted by the processor to: (i) determine a first monetary amountprovided as funds available for wagering on at least one game play ofthe wagering game; and (ii) set, based on the determination of the firstmonetary amount, to a second monetary amount that is different from thefirst monetary amount a balance of credits available for wagering on theat least one game play, thereby set an initial credit balance. Inaccordance with one embodiment, the second monetary amount is an amountnot greater than zero. In accordance with one embodiment, the computerreadable medium further comprises instructions to be executed by theprocessor to: (i) determine a player's progress through the at least onegame play; and (ii) determine a prize for the player based on theprogress. In one embodiment, the at least one game play comprises asession including a plurality of game plays and the initial creditbalance comprises an initial session credit balance and the instructionsadapted to be executed by the processor to determine the player'sprogress through the at least one game play comprise instructionsadapted to be executed by the processor to: (i) determine an end of thesession; and (ii) determine an amount of credits available for wageringat the end of the session, thereby determine a final session creditbalance. In accordance with one embodiment, the computer readable mediumfurther comprises instructions adapted to be executed by the processorto: (i) determine a difference between the initial session creditbalance and the final session credit balance; and (ii) the instructionsadapted to be executed by the processor to determine the prize compriseinstructions adapted to be executed by the processor to determine aprize based on the difference between the initial session credit balanceand the final session credit balance. In one embodiment, the firstmonetary amount is an amount transferred from a balance of fundsassociated with a player. In one embodiment, the apparatus furthercomprises a memory and the balance of funds is a balance stored withinthe memory. In one embodiment, the memory is the computer readablemedium. In one embodiment, the computer readable medium furthercomprises instructions adapted to be executed by the processor to: (i)determine a value of a parameter of a session being purchased inexchange for the first amount; and (ii) determine the second amountbased on the value of the parameter.

In accordance with one embodiment, an apparatus comprises (i) aprocessor operable to facilitate a wagering game; and (ii) a computerreadable medium operable to communicate with the processor, the computerreadable medium operable to communicate with the processor. The computerreadable medium may comprise instructions adapted to be executed by theprocessor to: (i) track a first number of units of wager available forwagering on the wagering game; (ii) track a second number of units ofwager available for wagering on the wagering game; (iii) determine arequest to cashout the first number of units of wager; and (iv)determine, based on the first number and the second number, a number ofunits available to be cashed out, thereby determining an amountavailable for cashout. In one embodiment, the processor comprises aprocessor of a first device and the computer readable medium comprises acomputer readable medium of a second device. In one embodiment, thefirst number of units comprises a number of units of wager loaned to aplayer playing the wagering game. In one embodiment, the computerreadable medium comprising instructions adapted to be executed by theprocessor to determine an amount available for cashout comprisesinstructions adapted to be executed by the processor to subtract thefirst number from the second number. In one embodiment, the computerreadable medium further comprises instructions to be executed by theprocessor to: (i) determine whether the determined amount available forcashout comprises an amount greater than zero; and (ii) only permittingthe cashout of the amount if the determine amount is greater than zero.

In accordance with one embodiment, a method provides for determining fora wagering game available on a gaming device a balance of creditsavailable for wagering; and determining, based on the balance, at leastone of a probability of winning a particular payout and a magnitude ofthe payout. In one embodiment, the method further provides fordetermining a plurality of predetermined ranges of possible balances;and (ii) determining which one of the plurality of possible balances thebalance of credits fits into. In one embodiment, a first range ofpossible balances corresponds to at least one of a first probability ofwinning a particular payout and a first magnitude of the payout, asecond range of possible balances corresponds to at least one of asecond probability of wining the payout and a second magnitude of thesecond payout, and determining at least one of a probability of winningthe particular payout and the magnitude of the payout comprisesdetermining which of the first range and the second range the determinedbalance of credits fits into. In one embodiment, the balance of creditsis a negative number and determining the magnitude of the payoutcomprises determining a payout that, when added to the negative number,will result in a predetermined balance of credits. In one embodiment,the predetermined balance of credits is equal to zero credits. In oneembodiment, the balance is less than zero.

In accordance with one embodiment, a method provides for (i) determininga first gaming device balance, the first gaming device balance resultingfrom an input of a monetary amount to a gaming device having a wageringgame available thereon, wherein a gaming device balance comprises anamount of funds available for play of the gaming device; (ii)determining a purchase of a session of the wagering game for a sessionprice; (iii) determining an initial session balance based on thepurchase, wherein a session balance comprises a balance of units ofwager available for wagering on game plays of the game during thesession; and (iv) deducting the session price from the first gamingdevice balance, thereby determining a second gaming device balance. Inone embodiment, the method further provides for (i) determining an endof the session; (ii) determining a final session balance, the finalsession balance comprising the initial session balance less wagersplaced prior to the end of the session plus payouts won prior to the endof the session; and (iii) if the final session balance is a positivenumber, adding a monetary amount based on the final session balance tothe second gaming device balance, thereby determining a third gamingdevice balance. In one embodiment, the first gaming device balance, thesecond gaming device balance and the third gaming device balance eachcomprise a balance that may be cashed out by a player of the gamingdevice while the session balance comprises a balance that may not becashed out by the player. In one embodiment, the session price is equalto a first monetary amount and the initial session balance is equal to asecond monetary amount that is not equal to the first monetary amount.In one embodiment, the first monetary amount is zero. In one embodiment,the method further provides for (i) determining, during the session, aninitiation of a game play of the game; and (ii) deducting at least oneunit of wager from the initial session balance, thereby determining asession balance that is a negative number. In one embodiment, theinitiation of the game play of the game does not affect the secondgaming device balance.

In accordance with one embodiment, an apparatus comprises (i) aprocessor operable to facilitate a wagering game on a gaming device; and(ii) a computer readable medium storing a program. The program maycomprise instructions for directing the processor to display a payouttable, the payout table indicating a plurality of outcomes obtainablevia the wagering game, wherein the payout table indicates, for at leastone outcome: (i) at least one indicia comprising the outcome; (ii) anumber of credits comprising the prize corresponding to the outcome; and(iii) a credit balance that will result upon obtainment of the outcome.In one embodiment, the computer readable medium stores furtherinstructions for directing the processor to: (i) determine an adjustmentof a current credit balance; and (ii) adjust, upon determining theadjustment of the current credit balance, the payout table. In oneembodiment, the instructions for directing the processor to adjust thepayout table comprise instructions for directing the processor todetermine an outcome of the payout table and adjust, based on theadjustment of the current credit balance, the corresponding creditbalance that will result upon obtainment of the outcome. In oneembodiment, the number of credits comprises a number of credits to bededucted from a current credit balance upon obtainment of the outcome.In one embodiment, the computer readable medium stores furtherinstructions for directing the processor to determine that a currentcredit balance is an amount less than zero and output an indication ofhow the current credit balance may be increased to an amount not lessthan zero. In one embodiment, the instructions for directing theprocessor to output an indication comprise instructions for directingthe processor to output an offer to a player, the offer defining anumber of credits to be added to the current credit balance uponacceptance of the offer by the player. In one embodiment, theinstructions for directing the processor to output an indicationcomprise instructions for directing the processor to output anindication of at least one of an outcome or a payout corresponding tothe outcome, an obtainment of which outcome would result in anadjustment of the current credit balance to an amount that is not lessthan zero.

In accordance with one embodiment, a method provides for (i) determininga monetary input provided by a player for playing a wagering game; (ii)setting a credit balance to an amount of credits based on the monetaryinput, thereby determining an initial credit balance; (iii) tracking aplayer's progress through the game by means of the credit balance,wherein wagers placed by the player during play of the game are deductedfrom the credit balance and payouts won by the player during play of thegame are added to the credit balance; (iv) determining a request fromthe player to cash out; (v) determining a final credit balance at thetime of the request; (vi) determining a difference between the finalcredit balance and the initial credit balance; and (vii) allowing acashout of the difference only if the final credit balance is greaterthan the initial credit balance. In one embodiment, allowing a cashoutof the difference comprises authorizing a dispensing of a monetaryamount from a gaming device, the monetary amount corresponding to thedifference. In one embodiment, authorizing a dispensing of the monetaryamount from the gaming device comprises authorizing a printing of acashless gaming receipt from a printer associated with the gamingdevice, the cashless gaming receipt being redeemable for the monetaryamount.

In accordance with one embodiment, an apparatus comprises a processoroperable to facilitate a wagering game on a gaming device and a computerreadable medium accessible by the processor. The computer readablemedium may store a program comprising instructions for directing theprocessor to: (i) operate the gaming device in a transactional mode, thetransactional mode comprising a mode in which a payment is required pergame play of the wagering game; and (ii) operate the gaming device in asession mode, the session mode comprising a mode in which a singlepayment is received for a plurality of game plays of the wagering game,the payment guaranteeing a minimum duration of play of the wageringgame. In one embodiment, the program comprises further instructions fordirecting the processor to: (i) allow, when the gaming device isoperating in the session mode, play of the wagering game irrespective ofwhether a credit balance is less than zero.

In one embodiment, a method provides for determining a conclusion of asession, determining whether a current credit balance is negative, andif so, resetting the current balance to zero.

In accordance with one embodiment, a method may provide for determininga conclusion of a session, determining whether a current credit balanceis less than a threshold amount, and if so, resetting the currentbalance to zero. In one embodiment, the threshold amount is zero.

In accordance with one embodiment, a method provides for determining anumber of coins wagered by a player, wherein a credit balance uponwagering is equal to or less than zero, and outputting an indication ofthe number. This may be characterized as outputting an indication of theplayer's total amount bet with the “House's money.”

In accordance with one embodiment, a method provides for determining anumber of coins wagered by a player, wherein a credit balance uponwagering is equal to or less than a threshold credit balance, andoutputting an indication of the number. In one embodiment, the thresholdcredit balance is zero.

Referring now to FIG. 1, illustrated therein is a flow chart of anexample process 100 that is consistent with one or more embodiments. Inaccordance with at least one embodiment, process 100 provides fordetermining that a resolution of a game play of a wagering game willresult in a negative credit balance (step 105) and allowing theresolution of the game play (step 110). In other words, the resolutionof the game play is allowed even though the resolution will result in anegative credit balance. The game play may comprise, for example, a gameplay of a wagering game on a gaming device that is operable to dispensea monetary token. A monetary token may comprise, in at least oneembodiment, a form of currency such as a coin or bill, a casino token(i.e., a token redeemable for cash at one or more specified casinos) ora paper voucher (e.g., a cashless gaming receipt).

Following are various example definitions for some terms used throughoutthe present description and particularly with respect to process 100.These example definitions are followed by (i) a description of someexample embodiments which may be encompassed by the process 100; (ii) adescription of hardware which may be used to implement, track and/ormanage a negative credit balance in accordance with one or moreembodiments described herein; (iii) a description of databases which maybe used to implement, track and/or manage a negative credit balance inaccordance with one or more embodiments described herein; (iv) adescription of screen shots which may be used to output informationrelated to a negative credit balance in accordance with one or moreembodiments described herein; and (v) a description of additionalprocesses which may be used to implement, track and/or manage a negativecredit balance in accordance with one or more embodiments.

A game play, in at least one embodiment, may comprise a single play orround of a wagering game at a gaming device, the game play resulting ina singular, corresponding outcome (e.g., a player pulls the handle of aslot machine and the reels resolve to “Bar-Lemon-Plum”). In someembodiments, a game play may comprise a bonus round. It should be notedthat the term “round” does not imply a plurality of participants (e.g.,as in a round of a card game) nor does it imply a relationship with aplurality of rounds (e.g., as in a game the outcome of which isdetermined based on events during a plurality of rounds of the game). Itshould further be noted that, as appropriate, the term “handle pull”,“spin” or “hand” is used interchangeably with the term “game play” or“round.” For example, in describing an example embodiment involving areeled slot machine, the term “spin” or “handle pull” may be used whiledescribing an example embodiment involving a video poker game, the term“hand” may be used.

A game or wagering game, in at least one embodiment, may comprise awagering activity conducted in accordance with a particular set of rulesvia which a prize or benefit may be won in exchange for consideration.

An outcome, in at least one embodiment, may comprise a result of a gameplay, which may be indicated by a payout (i.e., a prize or benefit to beprovided as a result of the game play) and/or one or more indiciarepresentative of the result. For example, an outcome may comprise theset of indicia (or payout corresponding thereto) that may be displayedalong a payline of a reeled slot machine. In another example, an outcomemay comprise a roulette number that is a result of a roulette spin. Inyet another example, a set of five cards may comprise an outcome of avideo poker game. In yet another variation, a plurality of sets ofcards, each set comprising a number of cards (e.g., five cards), maycomprise an outcome for a game play of a video poker game. In someembodiments, more than one set of indicia may represent the same resultor outcome.

A type of game, in at least one embodiment, may comprise a category ofgames that share one or more characteristics.

A credit balance, in at least one embodiment, comprises a balance ofcredits available for wagering. A credit balance, in at least oneembodiment, is a mechanism for tracking a player's progress through asingle or multiple game plays of a wagering game by means of a number ofunits of wager. The unit of wager may be arbitrarily defined or maycorrespond to a value of currency (e.g., one unit of wager, or credit,is equal to a single 25¢ coin). Such a mechanism may be implemented viasoftware and/or hardware. For example, a program may includeinstructions for tracking the player's progress by (i) deducting, foreach game play of a game, an appropriate number of credits or units ofwager from the credit balance and (ii) adding, for each game play of thegame, an appropriate number of credits or units of wager to the creditbalance for each winning outcome achieved by the player. An example ofhardware that may be used to implement a credit balance may comprise adisplay (e.g., a touchscreen or LED display) that indicates a creditbalance to a player and the adjustments thereto as a result of gameplay.

A negative credit balance, in at least one embodiment, may comprise abalance of credits or other units of wager that is less than zero. Forexample, if it is permissible to allow a negative credit balance, aplayer with a balance of seven credits may place a 10-credit wager andreceive a non-winning outcome, thereby resulting in a balance of -3credits. In other embodiments, a negative balance of credits maycomprise a positive amount of a secondary type of credits. For example,a player may have a positive balance of credits of a primary type (e.g.,12 “standard” game credits), as well as a positive balance of credits ofa secondary type (e.g., 17 “loaned” game credits). In one such example,credits of the secondary type may offset, negate or reduce the value ofcredits of the primary type. For example, if the player has earned 12standard credits but owes 17 loaned credits, the player's net creditbalance may be −5. Thus, in some embodiments, a negative credit balancemay comprise a net credit balance that is determined to be negativeafter comparing two or more balances of credits that may affect oneanother (e.g., comparing a balance of primary type of credits with abalance of secondary type of credits). In some embodiments, a primarytype of credits may comprise credits for which the player has providedconsideration (e.g., the player inserts $20 into a gaming device and inexchange receives an amount of electronic credits added to the creditmeter balance of the gaming device). In some embodiments, a secondarytype of credits comprises electronic credits which are provided to aplayer and available for wagering to a player but for which credits theplayer has not provided consideration prior to the credits beingprovided to the player (e.g., a casino “loans” electronic credits to aplayer or otherwise allows the player to play with credits for which theplayer has not paid). In some embodiments, zero may comprise a negativecredit balance (e.g., credit balances of zero and any negative numbersmay be treated similarly with respect to various processes or methodsdescribed herein). Other embodiments comprising negative credit balanceswill be described in more detail further herein.

Negative credits, in at least one embodiment, may refer to (i) creditsof a balance that is currently less than zero (e.g., if a credit balanceis −5, a player can be thought to posses five negative credits), (ii) apositive amount of credits that negatively affect (negate, offset,reduce the value of) another type of credits (e.g., “loaned” creditsreduce the value of “standard” credits), and/or (iii) non-cashable orotherwise illiquid credits (e.g., that have been loaned to a player,which the player may or may not be obligated to repay). Various termsmay be associated with such credits so as to illustrate their nature.For example, such credits may be termed negative credits, loanedcredits, financed credits, borrowed credits, mortgaged credits, advancedcredits, subtractive credits, credits to be subtracted, “whammy”credits, penalty credits, illiquid credits, “free” credits or game plays(e.g., if such credits are provided to a player and the player needn'trepay them), or any other substitute or otherwise appropriate term.Further, in some instances, such credits may be thought of as “debits”or reductions against a total balance or amount payable to a player. Insome embodiments, negative credits may comprise credits against whichany payouts won by a player will be applied, until all the negativecredits are repaid. For example, if a player is associated with abalance of negative five credits (“−5”) and wins a payout of eightcredits (“+8”), the first five of these won credits may be applied tothe negative five credits, so as to repay the negative five credits oroffset the negative credits, resulting in a balance of three credits(“+3”) as a result of the win. In one embodiment, a player may not beallowed to cash out negative credits.

A payout, in at least one embodiment, may refer to a benefit provided toa player as the result of an outcome (e.g., at the end of a bonus round,a player is paid 120 credits). For example, in some embodiments, apayout comprises a number of credits added to a balance represented byan electronic credit meter (e.g., a winning outcome of“Lemon-Lemon-Lemon” pays five credits). In some embodiments wherein acurrent credit balance is negative, adding credits to such a balance mayhave the effect of reducing the negative number (e.g., if a player has abalance of −23 credits and the player wins 11 credits, the currentbalance becomes −12). Thus, in some embodiments, a payout may comprisethe forgiveness of a loan. A payout need not necessarily be provided toa player at the time an outcome corresponding to the payout isdetermined and/or by the gaming device that determines the outcome.

A resolution of a game play, in at least one embodiment, may refer todetermining an outcome for the game play (e.g., determining a randomnumber and determining the outcome that corresponds to the randomnumber) and/or outputting an indication of the outcome (e.g., displayingindicia along a payline of a slot machine display or displaying cardindicia via a screen of a video poker machine).

Allowing a resolution of a game play may include, in at least oneembodiment, (i) allowing a payout corresponding to an outcome for thegame play to be added to a current credit balance; (ii) allowing anoutput of an indication of an outcome for the game play; and/or (iii)allowing a wager amount for the game play to be deducted from a currentcredit balance.

In accordance with at least one embodiment, a credit balance may beallowed to become negative during execution of a session. A session, inat least one embodiment, may refer to a gambling event with a beginningand end that may encompass a number of game plays. For example, a gamingsession may comprise a consecutive number of game plays executed by aplayer using one or more gaming devices. The end of a session may bedetermined voluntarily (in which the player elects to stop play) orinvoluntarily (in which the gaming device terminates play). In oneembodiment, a session begins when a player inserts a player trackingcard and ends when the player cashes out. In some embodiments, a playermay pay a fixed price for a game session comprising a number of gameplays (e.g., a $20 up-front payment entitles the player to apredetermined amount of game play). Apparatus and methods which, amongother things, permit and enable various ways of providing flat-rate gamesessions or “contract play,” and which are appropriate for use inaccordance with the present invention are disclosed in: U.S. Pat. No.6,077,163, filed Jun. 23, 1997, entitled “GAMING DEVICE FOR A FLAT RATEPLAY SESSION AND A METHOD OF OPERATING SAME”; U.S. patent applicationSer. No. 10/001,089, filed Nov. 2, 2001, entitled “GAME MACHINE FOR AFLAT RATE PLAY SESSION AND METHOD OF OPERATING SAME”; U.S. patentapplication Ser. No. 10/420,066, filed Apr. 21, 2003, entitled “METHODAND APPARATUS FOR EMPLOYING FLAT RATE PLAY”; U.S. patent applicationSer. No. 10/636,520, filed Aug. 7, 2003, entitled “SYSTEM AND METHOD FORCOMMUNICATING GAME SESSION INFORMATION”; U.S. Provisional ApplicationNo. 60/600,211, filed Aug. 10, 2004, entitled “SYSTEMS, METHODS ANDAPPARATUS FOR ADMINISTERING GAMING CONTRACTS”; and U.S. ProvisionalApplication No. 60/637,338, filed Dec. 17, 2004, entitled “GAMING DEVICEOFFERING A FLAT RATE PLAY SESSION AND METHODS THEREOF”; the entirety ofeach are incorporated herein by reference for all purposes.

For example, as described herein and in the related patents and patentapplications incorporated by reference above, a player may purchase asession, by the purchase of which a player is guaranteed a number ofgame plays (or duration of time of play) for a set retail price. Forexample, a player may pay $20.00 for 500 game plays of a video poker orslot machine game. In such embodiments, the credit balance may beallowed to become negative during resolution of the game plays of thesession.

It should be noted that, in accordance with some embodiments and asdescribed further herein and in the patents and patent applicationsincorporated by reference herein, whether a credit balance becomesnegative (or the maximum negative magnitude of a credit balance) may bebased on one or more terms or parameters of a session purchased by aplayer. Thus, for example, process 100 may include a step of determiningwhether to allow the credit balance to become negative. Such adetermination may be based on one or more factors, such as a parameterof a session currently in process and/or information associated with aplayer.

Applicants envision a variety of circumstances under which it may bepractical and/or beneficial for a credit balance to become negative. Forexample, a deduction of a wager amount from a credit balance may resultin a negative credit balance (i.e., if the wager amount is greater thanthe current credit balance). In another example, an obtainment of anoutcome that corresponds to a deduction of a number of credits from acredit balance (i.e., a “whammy” outcome) rather than an addition ofcredits to the credit balance may result in a negative credit balance.In yet another example, an initiation of or participation in a sessionmay result in a negative credit balance.

It should further be noted that, in accordance with at least oneembodiment, an initial credit balance for a session may be set at zeroor another number of credits that is not equivalent to a monetary amountinput by a player as payment for the session. For example, a player maypay $20.00 for a session and, rather than adding $20.00 worth of creditsto a credit balance for the session, the credit balance may be set tozero or another amount not equivalent to $20.00. Applicants haverecognized that setting an initial credit balance to zero or anotheramount that is less than a price paid by a player for a session resultsin significantly lower cost of the session to the casino or other entityselling the session and may even result in a profit per session for thecasino or other entity. For example, Applicants have recognized that fora seventy-five (75) hand Double Double Bonus™ Poker game session (i.e.,a session that guarantees the player 75 hands of the game) that is soldfor a retail price of $20.00, a casino can make $4.21 per session if theinitial session balance is set to zero and allowed to become negativeduring play of the session. This should be contrasted with a loss of$1.94 for the casino if the initial credit balance for the session wereto be set to an amount of credits equivalent to the $20.00 retail pricefor the session.

Returning now to FIG. 1, in at least one embodiment step 105 maycomprise determining a current credit balance (i.e., a credit balanceprior to the resolution), determining a wager amount for the game playand determining that a deduction of the wager amount from the currentbalance will result in a credit balance that is less than zero credits.In another embodiment, step 105 may comprise determining an outcome forthe game play, determining a current credit balance, the current creditbalance comprising a credit balance prior to the resolution, determiningthat the outcome corresponds to a deduction of a number of credits fromthe current credit balance and determining that the number of credits isgreater than the current credit balance.

In at least one embodiment, process 100 may further comprise determiningwhether to allow the resolution of the game play. Determining whether toallow the resolution of the game play may comprise, for example,determining whether a gaming device on which the wagering game is beingconducted is currently operating in a mode that supports management of anegative credit balance.

In at least one embodiment, step 105 may comprise determining a wageramount for a game play of a wagering game on a gaming device, the gamingdevice operable to dispense a monetary token. In such an embodiment,step 110 may comprise allowing the deduction of the wager amount from acurrent credit balance even if the deduction results in a negativecredit balance. In one embodiment, allowing the deduction of the wageramount from the credit balance may comprise authorizing an outcome to bedetermined for the game play. Authorizing the outcome to be determinedmay comprise, for example, authorizing a random number to be determinedfor the game play, wherein the outcome is determined based on the randomnumber.

In at least one embodiment, allowing the deduction of the wager amountfrom the credit balance may comprise authorizing a payout, if any, thatcorresponds to the outcome to be added to the credit balance.

In one embodiment, process 100 may comprises determining a thresholdnegative balance; and only allowing the deduction if the negative creditbalance that will result from the deduction is greater than thethreshold negative balance. In such an embodiment, process 100 mayfurther comprise determining that the negative balance that will resultfrom the deduction is not greater than the threshold amount andoutputting a message indicating a denial of the wager amount.

In at least one embodiment, process 100 may further include steps ofdetermining the current credit balance, the current credit balancecomprising a credit balance prior to the deduction, determining that thededuction of the wager amount from the current credit balance willresult in a negative credit balance and determining, based on at leastone factor, whether to allow the deduction. The at least one factor maycomprise, for example: (i) data associated with a player who isassociated with the wager amount; (ii) at least one session playparameter; (iii) an indication from a device (e.g., a controller, acasino personnel device, a kiosk, etc,); (iv) a time; (v) a level ofutilization of one or more wagering games; (vi) a level of utilizationof one or more gaming devices; (vii) a rate of play associated with agaming device; (viii) a current mode a gaming device is operating in;(ix) a purchase of a session; and (x) one or more parameters of apurchased session.

The data associated with the player may comprise, for example, at leastone of (i) data stored in a database; (ii) data stored in a local memoryof a gaming device; (iii) data associated with a player tracking numberassociated with the player; (iv) an indication of whether the player isa registered guest at a particular hotel; (v) a status associated withthe player, the status relating to wagering activities of the player;(vi) an indication of an availability of financial account informationassociated with the player; (vii) an indication of an availability ofcontact information for the player; and (viii) an indication of asession purchased by the player.

The at least one session parameter may comprise, for example, aparameter of a session purchased by a player associated with the wageramount. In other examples, the at least one session parameter maycomprise at least one of: (i) a retail price of the session; (ii) a costof the session to a casino; (iii) a maximum negative balance defined bythe session; (iv) a fee provided for an allowance of the negative creditbalance; (v) a duration of the session (e.g., maximum duration); (vi) aduration of the session remaining; (vii) a duration of the sessionduring which the credit balance has been negative; (viii) a profitassociated with the session; and (iv) a credit line associated with theplayer.

In at least one embodiment, determining whether to allow the deductionof a wager from a credit balance may comprise accessing a database todetermine data based on which the determination is made. For example, adatabase such as that depicted in FIG. 6A, FIG. 6B and/or FIG. 7 may beaccessed. In one embodiment, such a database may comprise a databasestoring data indicative of sessions available for purchase.

In at least one embodiment, process 100 may further comprise outputtingan indication of the negative credit balance. Outputting an indicationof the negative credit balance may comprise, for example, at least oneof: (i) displaying a numeral representing a number of credits of thecredit balance, wherein the numeral is preceded by a hyphen to indicatethat the number of credits is less than zero; (ii) displaying a numeralrepresenting a number of credits of the credit balance, wherein thenumeral is preceded by ‘negative’ as written text to indicate that thenumber of credits is less than zero; (iii) displaying a number ofcredits as a numeral in parenthesis; (iv) displaying a number of creditsby using a red color (e.g., as opposed to green or another color); (v)displaying an indication of a plurality of balances, wherein at leastone of the balances offsets and is greater than another of the balances;(vi) displaying at least one of an icon, symbol or graphic asrepresentative of the negative credit balance; and (vii) outputtingauxiliary information associated with the negative credit balance, theauxiliary information comprising information distinct from arepresentation of the number of credits of the credit balance.

In at least one embodiment, process 100 may further compriseincrementing a value stored in a database, the value representing atleast one of: (i) an amount of time elapsed while the credit balance isnot greater than a predetermined amount; (ii) a number of game plays ofa game played while the credit balance is not greater than apredetermined amount; and (iii) a sum of wagers placed while the creditbalance is not greater than a predetermined amount. Table 700 of FIG. 7(described in detail below) illustrates one example of a database inwhich such information may be stored.

It should be noted that, in some embodiments, the processes involving anegative credit balance may be applied to a credit balance that is belowsome other threshold amount other than zero. For example, in someembodiments a determination of whether resolution of a game play wouldresult in a negative credit balance may comprise a determination ofwhether a resolution of the game play would result in a credit balanceless than a threshold amount, wherein the threshold amount is greaterthan zero. Accordingly, it is contemplated that the embodimentsdescribed herein involving a negative credit balance may be equallyapplicable, as is practicable, to a credit balance that is less thansuch a threshold amount greater than zero.

It should be noted that process 100, as any process described herein,may be performed by any device or combination of devices describedherein, as desired and practical. For example, in one embodiment bothstep 105 and step 110 of process 100 may be performed by a controller(e.g, controller 205 of FIG. 2, described below), in another embodimentboth steps may be performed by a gaming device (e.g., a gaming device210 of FIG. 2) while in yet another embodiment at least one of the stepsmay be partially or wholly performed by a device other than a devicepartially or wholly performing another of the steps of process 100. Forexample, in one particular embodiment both step 105 and step 110 may beperformed by controller 205 while another of the possible stepsdescribed with respect to process 100 (e.g., displaying an outcome) maybe performed by a gaming device 210. Of course, any other device orcombination of devices (e.g., a casino personnel device or wirelessportable gaming unit) may be used to performed at least a portion of astep of the process. For example, a wireless portable gaming unit maydisplay an outcome in accordance with process 100.

Referring now to FIG. 2, an example embodiment 200 of a system inaccordance with one or more embodiments is depicted in block diagramform. Embodiment 200 is referred to as system 200 herein. The presentinvention can be configured to work as a system 200 in a networkenvironment including a controller 205 (e.g., a slot server of a casino)that is in communication, via a communications network, with one or moregaming devices 210 (e.g., slot machines, video poker machines, videoblackjack machines, pachinko machines, video lottery terminals, etc.).The controller 205 may communicate with any and all of the gamingdevices 210 directly or indirectly, via a wired or wireless medium suchas the Internet, LAN, WAN or Ethernet, Token Ring, or via anyappropriate communications means or combination of communications means.Each of the gaming devices 210 may comprise computers, such as thosebased on the Intel® Pentium® processor, that are adapted to communicatewith the controller 205. Any number, type and/or number of types ofgaming devices 210 may be in communication with the controller 205.

The controller 205 may comprise, in at least some embodiments, anelectronic device (e.g., a computer) that is operable to communicatewith one or more gaming devices 210. In some embodiments, controller 205may function as a computer server and may control or direct at leastsome processes of gaming devices. Alternately or additionally, thecontroller 205 may contain or otherwise be configured to read data fromand/or write data to one or more databases of one or more of the gamingdevices 210. Such data may comprise, for example, probability data,payout data, player data, and so on. In some embodiments, outcomes maybe “centrally-determined” by controller 205 or another device that isdistinct from the gamming devices 210. Such centrally-determinedoutcomes may then be promulgated to one or more gaming devices 210, suchthat they may be received by players. In one embodiment, controller 205may in turn be in communication with another electronic device (notshown) that is distinct from a gaming device 210, which electronicdevice may be operable to (i) direct the controller 205 to performcertain functions and/or (ii) read data from and/or write data to thecontroller 205. For example, the controller 205 may comprise a slotserver or Data Collection Unit (DCU) that controls and/or communicateswith a bank of gaming devices, which server or DCU is in turn incommunication with a casino server that is in communication with aplurality of controllers. In another embodiment, the controller 205 maybe operable to communicate with the one or more gaming devices 210 viaanother electronic device (e.g., a DCU), such as a server computeroperable to communicate with a plurality of gaming devices. For example,in one embodiment, the controller 205 may be operable to communicatewith a plurality of computing devices (not shown), each computing deviceoperable to communicate with a respective plurality of gaming devices.

Communication between the gaming devices 210 and the controller 205and/or among the gaming devices 210 may be direct or indirect, such asover the Internet through a Web site maintained by computer on a remoteserver or over an on-line data network including commercial on-lineservice providers, bulletin board systems and the like. In yet otherembodiments, the gaming devices 210 may communicate with one anotherand/or the controller 205 over RF, cable TV, satellite links and thelike.

Some, but not all, possible communication networks that may comprise thenetwork or be otherwise part of the system 200 include: a local areanetwork (LAN), a wide area network (WAN), the Internet, a telephoneline, a cable line, a radio channel, an optical communications line, anda satellite communications link. Possible communications protocols thatmay be part of the system include: Ethernet (or IEEE 802.3), SAP, ATP,Bluetooth™, and TCP/IP. Communication may be encrypted to ensure privacyand prevent fraud in any of a variety of ways well known in the art.

A variety of communications protocols may be part of the system 200 oranother system operable to facilitate the embodiments described herein,including but not limited to: Ethernet (or IEEE 802.3), SAP, SAS™,SuperSAS™, ATP, Bluetooth™, and TCP/IP. Further, in some embodiments,various communications protocols endorsed by the Gaming StandardsAssociation of Fremont, Calif., may be utilized, such as (i) the GamingDevice Standard (GDS), which may facilitate communication between agaming device and various component devices and/or peripheral devices(e.g., printers, bill acceptors, etc.), (ii) the Best of Breed (BOB)standard, which may facilitate communication between a gaming device andvarious servers related to play of one or more gaming devices (e.g.,servers that assist in providing accounting, player tracking, contentmanagement, ticket-in/ticket-out and progressive jackpot functionality),and/or (iii) the System-to-System (S2S) standard, which may facilitatecommunication between game-related servers and/or casino propertymanagement servers (e.g., a hotel server comprising one or moredatabases that store information about booking and reservations).Communication may be encrypted to ensure privacy and prevent fraud inany of a variety of ways well known in the art.

In some embodiments, a controller 205 may not be necessary and/orpreferred. For example, one or more embodiments may be practiced on astand-alone gaming device 210 and/or a gaming device 210 incommunication only with one or more other gaming devices 210 (i.e.without a controller 205). In such embodiments, any functions describedas performed by the controller 205 or data described as stored on thecontroller 205 may instead be performed by or stored on one or moregaming devices 210.

In one or more embodiments, system 200 may include additional devices,such as one or more casino personnel devices, one or more additionalservers (e.g., a hotel reservation server, a player data server, aloaned credits management server, a purchases sessions management serverand/or an inventory management server). In accordance with one or moreembodiments, one or more point-of-sale terminals associated with one ormore merchants may also be included in system 200.

In some embodiments, various casino employees may be equipped with orotherwise utilize one or more casino personnel devices, such as personaldigital assistants (PDAs) or other computing devices (e.g., personalcomputer terminals). A casino personnel device may comprise variousinput devices (e.g., a keypad, a touch-sensitive display screen, a cardreader, an infrared bar code scanner, etc.), various output devices(e.g., an LCD screen), a processor, a memory and/or a communicationsport, as described herein with respect to other devices. In someembodiments, a casino personnel device may communicate with a gamingdevice, server, kiosk, peripheral device, and/or aninventory/reservation system of a casino-maintained property (e.g., ahotel). Thus, a casino personnel device may be configurable to, amongother things, (i) read from and/or write to one or more databases of thepresent invention, (ii) assist in payments made to players (e.g., arepresentative “scans” a cashless gaming receipt and determines a valueassociated with the receipt, and if the receipt is valid, providespayment equal to the value), (iii) assist in payment made by players(e.g., a casino representative may receive a payment from a player for asession purchased by a player); (iv) assist in authorizing a negativecredit balance; and/or (iii) execute or assist in the execution ofvarious other processes described herein. For example, a casino employeemay utilize a casino personnel device to authorize a gaming device toallow play of the gaming device even though such play would result in anegative credit balance. In one or more embodiments, a casino personneldevice may be operable to read data from and/or write data to one ormore of the databases described herein. A memory of a casino personneldevice may store a program for executing processes described herein, orportions thereof.

In some embodiments, various merchants (e.g., shops, restaurants, etc.)may utilize point-of-sale (POS) computer terminals to facilitate variousprocesses of the present invention. For example, in some embodiments, aplayer may win, earn or otherwise qualify to play a gaming device in anegative credit balance mode by making purchases at a merchant orotherwise interacting with a merchant. In another example, a player mayregister at a merchant to participate in a session which allows anegative credit balance at a gaming device.

In some embodiments, POS terminals may be configured to read from and/orwrite to one or more databases of the present invention. Such POSterminals may thus comprise various hardware and software describedherein with respect to other devices, and may communicate with (i) acasino server, (ii) a gaming device, (iii) an inventory/reservationsystem (e.g., a computer terminal at a theatre communicates with aninventory database to determine a number of unsold seats for a certainevent), and so on.

In some embodiments, various component devices (e.g., any or all of thebenefit output devices, output devices, input devices and/or inputoutput devices described herein) may be embodied as peripheral devices.For example, such devices may not necessarily be components of a gamingdevice, though they may be configured in such a manner so as tocommunicate with one or more gaming device processors or any otherdevices described herein. For example, a peripheral device such as alarge display device may be associated with a plurality of gamingdevices, and thus may not necessarily be considered a component of anyone gaming device. Further, in some embodiments, certain peripheraldevices such as card readers may be interchangeable between gamingdevices, and thus may be considered a component of a first gaming devicewhile connected thereto, removed from the first gaming device, connectedto a second gaming device, and so on. In other embodiments, variousperipheral devices may never be considered a component of a particulargaming device. For example, in some embodiments, a peripheral devicesuch as a USB-based portable memory device may store (i) one or moredatabases described herein, and/or (ii) a program for executing one ormore process steps described herein. Such a peripheral device may thenbe utilized by casino personnel for upgrading/retrofitting existinggaming devices as described herein.

In some embodiments, system 200 may include one or more wirelessportable gaming units operable to facilitate wagering in a casino. Sucha wireless portable gaming unit may or may not be dedicated to gamblingor casino-related functions. For example, a wireless portable gamingunit may be operable to receive data from a gaming device 210,controller 205 and/or a device located at a table game. Such a wirelessportable gaming device may be utilized, for example, by a player toremotely p lay a gaming device or table game or otherwise participate orenjoy a gaming activity (e.g., view outcomes obtained at a gaming deviceor table game and/or place wagers on such outcomes). In another example,such a wireless portable gaming unit may be utilized by a player toreceive and/or transmit information to a gaming device 210, controller205, another player and/or another entity (e.g., receive and/or respondto promotional messages or offers from a casino or other entity).

The components of system 200 may cooperate to authorize, track and/orimplement a negative credit balance at a gaming device or wirelessportable gaming unit, in accordance with the methods described hereinand encompassed by the present description.

Referring now to FIG. 3, illustrated therein is an embodiment 300 of acontroller operable to communicate with one or more gaming devices 210.Although three gaming devices 210 are illustrated, any number may beused. The embodiment 300 may be, for example, an embodiment of thecontroller 205. Embodiment 300 is referred to as controller 300 herein.

The controller 300 may be implemented as a system controller, adedicated hardware circuit, an appropriately programmed general-purposecomputer, or any other equivalent electronic, mechanical orelectromechanical device. The controller 300 may comprise, for example,one or more server computers operable to communicate with one or moreclient devices, such as one or more gaming devices, one or more kiosks,one or more peripheral devices, one or more wireless portable gamingunits and/or one or more casino personnel devices. In some embodiments,the controller 300 may be operative to manage the system 200 (orportions of one or both systems) and to execute some or all of themethods described herein.

In operation, the controller 300 may function under the control of acasino, another merchant, or other entity that may also control use ofthe gaming devices 210. For example, the controller 300 may be a slotserver in a casino. In some embodiments, the controller 300 and a slotserver may be different devices. In some embodiments, the controller 300may comprise a plurality of computers operating together. In someembodiments, the controller 300 and a gaming device may be the samedevice.

The controller 300 comprises a processor 305, such as one or more Intel®Pentium® processors. The processor 305 is in communication with acommunication port 310 (e.g., for communicating with one or more otherdevices, such as one or more gaming devices 210) and a memory 315. Thememory 315 may comprise an appropriate combination of magnetic, opticaland/or semiconductor memory, and may include, for example, Random AccessMemory (RAM), Read-Only Memory (ROM), a compact disc and/or a hard disk.The processor 305 and the memory 315 may each be, for example: (i)located entirely within a single computer or other device; or (ii)connected to each other by a remote communication medium, such as aserial port cable, telephone line or radio frequency transceiver. In oneembodiment, the controller 300 may comprise one or more devices that areconnected to a remote server computer for maintaining databases.

The memory 315 stores a program 320 for controlling the processor 305.The processor 305 performs instructions of the program 320, and therebyoperates in accordance with the present invention, and particularly inaccordance with the methods described in detail herein. The program 320may be stored in a compressed, uncompiled and/or encrypted format. Theprogram 320 furthermore includes program elements that may be necessary,such as an operating system, a database management system and “devicedrivers” for allowing the processor 305 to interface with computerperipheral devices. Appropriate program elements are known to thoseskilled in the art, and need not be described in detail herein. Theprogram 320 may include computer program code that allows the controller300 to employ the communication port 310 to communicate with a gamingdevice in order to, for example:

(i) track gambling or other activity performed at the gaming device;

(ii) track gaming or other activities of individual players;

(iii) instruct a gaming device to perform one or more functions (e.g.,allow a negative credit balance, output a message to a player, etc.);

(iv) receive or otherwise determine an input from a casino employeeregarding a negative credit balance;

(v) authorize a negative credit balance at a gaming device;

(vi) transmit an indication of loaned credits to a gaming device;

(vii) determine whether a negative credit balance should be allowed;

(viii) receive or otherwise determine and store player data (e.g., dataassociated with a player which may be used to determine whether anegative credit balance should be allowed for the player);

(ix) receive or otherwise determine a request for loaned credit or anegative credit balance (e.g., from a player or gaming device 210);and/or

(x) receive or otherwise determine information from a gaming deviceregarding a negative credit balance.

Regarding (x), controller 300 may be operable to receive or determine,for example, a status of a credit balance (e.g., an indication ofwhether a credit balance is negative); a current value of a creditbalance, information related to a session in which a negative balance isallowed, a duration of time (e.g., in terms of units of time or numberof game plays of a game) for which a credit balance has been negative,etc.

It should be noted that any or all of the functions described above asbeing performed by controller 300 in some embodiments may in someembodiments be performed (or partially performed) by another device(e.g., a gaming device 210), in conjunction or in lieu of beingperformed by controller 300.

According to an embodiment, the instructions of the program 320 may beread into a main memory from another computer-readable medium, such froma ROM to RAM. Execution of sequences of the instructions in program 320causes processor 305 to perform the process steps described herein. Inalternate embodiments, hard-wired circuitry may be used in place of, orin combination with, software instructions for implementation of theprocesses of the present invention. Thus, embodiments of the presentinvention are not limited to any specific combination of hardware andsoftware.

The memory 315 also stores (i) an available negative credit balancedatabase 325; and (iii) a negative play database 330. Each of thedatabases 325 and 330 is described in more detail below. Of course,other databases may be stored (e.g., a negative credit balance databasethat stores information relating to a negative balance associated with aparticular player, a particular session and/or a particular gamingdevice).

In some embodiments, data may be stored in a memory structure other thana database. For example, a hierarchical file structure may be used.

In some embodiments (e.g., in an embodiment in which controller 300manages downloadable games playable on one or more gaming devices), thememory 310 may store additional databases relevant to such embodiments.Examples of such additional databases include, but are not limited to,(i) a gaming device database that stores information related to one ormore gaming devices with which the controller 300 is operable tocommunicate, (ii) a game database that stores information regarding oneor more games playable on and/or downloadable to one or more gamingdevices, and (iii) a scheduling and/or configuration database useful fordetermining which games are to be made available on which gamingdevices.

Similarly, in one embodiment controller 300 may be operable to configurea gaming device remotely, update software stored on a gaming device and/or to download software or software components to a gaming device. Forexample, controller 300 may be operable to apply a hot fix to softwarestored on a gaming device, modify a payout and/or probability tablestored on a gaming device and/or transmit a new version of softwareand/or a software component to a gaming device. Controller 300 may beprogrammed to perform any or all of the above functions based on, forexample, an occurrence of an event (e.g., a scheduled event), receivingan indication from a qualified casino employee and/or other person(e.g., a regulator) and/or receiving a request from a player.

Although the databases 325 and 330 are described as being stored in amemory of controller 300, in other embodiments either or both of thesedatabases may be partially or wholly stored, in lieu of or in additionto being stored in a memory of controller 300, in a memory of one ormore other devices. Such one or more other devices may comprise, forexample, one or more peripheral devices, one or more gaming devices, aslot server (if different from the controller 300), another device, or acombination thereof. Further, some or all of the data described as beingstored in the memory 315 may be partially or wholly stored (in additionto or in lieu of being stored in the memory 315) in a memory of one ormore other devices. Such one or more other devices may comprise, forexample, one or more peripheral devices, one or more gaming devices, aslot server (if different from controller 300), another device, or acombination thereof.

Various databases that may be useful in one or more embodiments will bedescribed below. Example structures and sample contents of the (i) anavailable negative credit balance database 325; and (ii) a negative playdatabase 330 are shown in FIGS. 6A-6B and 7, respectively. The specificdata and fields illustrated in these drawings represent only someembodiments of the records stored in the databases described herein. Thedata and fields of these databases can be readily modified, for example,to include more or fewer data fields. A single database also may beemployed. Note that in the databases, a different reference numeral isemployed to identify each field of each database. However, in at leastone embodiment, fields that are similarly named (e.g., player identifierfields) may store similar or the same data in a similar or in the samedata format.

Referring now to FIG. 4, illustrated therein is a block diagram of anembodiment 400 of a gaming device (e.g., a gaming device 210). Theembodiment 400 is referred to herein as gaming device 400. The gamingdevice 400 may be implemented as a system controller, a dedicatedhardware circuit, an appropriately programmed general-purpose computer,or any other equivalent electronic, mechanical or electromechanicaldevice. The gaming device 400 may comprise, for example, a slot machine,a video poker terminal, a video blackjack terminal, a video kenoterminal, a video lottery terminal, a pachinko machine or a deviceassociated with a table-top game. In various embodiments, a gamingdevice may comprise, for example, a personal computer (e.g., whichcommunicates with an online casino Web site), a telephone (e.g., tocommunicate with an automated sports book that provides gamingservices), or a portable handheld gaming device (e.g., a personaldigital assistant or Nintendo™ GameBoy™). In some embodiments, thegaming device 400 may comprise a device operable to facilitate a tablegame (e.g., a device operable to monitor a blackjack game, such as sizeof a player's wager, cards received and/or decisions made). In someembodiments, a portable user device (e.g., a wireless portable gamingunit, such as described with respect to FIG. 2, a PDA or cell phone) maybe used in place of, or in addition to, some or all of the gaming device400 components depicted in FIG. 4.

Further, a gaming device 400 may comprise a personal computer or otherdevice operable to communicate with an online casino and facilitate gameplay at the online casino. In one or more embodiments, the gaming device400 may comprise a computing device operable to execute software thatsimulates play of a reeled slot machine game, video poker game, videoblackjack game, video keno game, video roulette game, or lottery game.

The example gaming device 400 comprises a processor 405, such as one ormore Intel® Pentium® processors. The processor 405 is in communicationwith a memory 410 and a communication port 415 (e.g., for communicatingwith one or more other devices, such as with controller 205). The memory410 may comprise an appropriate combination of magnetic, optical and/orsemiconductor memory, and may include, for example, Random Access Memory(RAM), Read-Only Memory (ROM), a compact disc and/or a hard disk. Thememory 410 may comprise or include any type of computer-readable medium.The processor 405 and the memory 410 may each be, for example: (i)located entirely within a single computer or other device; or (ii)connected to each other by a remote communication medium, such as aserial port cable, telephone line or radio frequency transceiver. In oneembodiment, the gaming device 400 may comprise one or more devices thatare connected to a remote server computer for maintaining databases.

The memory 400 stores a program 420 for controlling the processor 405.The processor 405 performs instructions of the program 420, and therebyoperates in accordance with the present invention, and particularly inaccordance with the methods described in detail herein. The program 420,as well as any other program for controlling a processor describedherein, may be stored in a compressed, uncompiled and/or encryptedformat. The description of program 420 applies equally to all programsfor directing a processor described herein. The program 420 furthermoreincludes program elements that may be necessary, such as an operatingsystem, a database management system and “device drivers” for allowingthe processor 405 to interface with computer peripheral devices.Appropriate program elements are known to those skilled in the art, andneed not be described in detail herein.

According to an embodiment, the instructions of the program 420 may beread into a main memory from another computer-readable medium, such froma ROM to RAM. Execution of sequences of the instructions in program 420may cause processor 405 to perform one or more process steps describedherein. In alternate embodiments, hard-wired circuitry may be used inplace of, or in combination with, software instructions forimplementation of the processes of the present invention. Thus,embodiments described herein are not limited to any specific combinationof hardware and software.

The memory 410 may also store one or more databases. For example, memory410 may store one or more of a probability database (not shown) and apayout database 425.

The fields of a probability database may specify, for example: (i) arandom number (or range of random numbers) that may be generated by arandom number generator; and (ii) an outcome that indicates the one ormore indicia comprising the outcome that corresponds to the randomnumber of a particular record. A gaming device 400 may utilize aprobability database to determine, for example, what outcome correspondsto a random number generated by a random number generator and to displaythe determined outcome. The outcomes may comprise the three symbols tobe displayed along the payline of a three-reel slot machine. Otherarrangements of probability databases are possible. For example, thebook “Winning At Slot Machines” by Jim Regan (Carol Publishing GroupEdition, 1997) illustrates examples of payout and probability tables andhow they may be derived. The entirety of this book is incorporated byreference herein for all purposes.

It should be noted that, in accordance with some embodiments, aprobability of obtaining an outcome may be adjusted based on dataassociated with a negative credit balance, as is described in detailherein. For example, the more negative (i.e., the more below zero oranother threshold amount) a credit balance is, the greater theprobability of obtaining a particular outcome may become. For example,the probability of an outcome corresponding to a relatively high payout(e.g., a Royal Flush in a video poker game) may be adjusted such that itis more likely that the player obtain the outcome. Accordingly, in someembodiments one or more values f a probability database may be adjustedduring play of a wagering game based on data associated with a negativecredit balance. For example, a range of random numbers associated withan outcome may be either increased or decreased, depending on thedesired effect on the probability of obtaining the outcome.

An example of a payout database 425 is described below with respect toFIG. 5.

In one or more embodiments, as described, data may be stored in a memoryof another device (e.g., a database of controller 205 or a database ofanother server device). In one or more embodiments, gaming device 400may be operable to access the data thereof or have informationassociated with the data stored therein downloaded to the gaming deviceas necessary and/or appropriate. For example, gaming device 400 mayaccess a memory of another device to determine whether a credit balanceis allowed to become negative (i.e., whether play of the gaming deviceis to be allowed even though allowing the continued play of the gamingdevice would result in a negative credit balance). Such a determinationmay be made, for example, based on data associated with the player, asession and/or one or more gaming devices.

Note that, although the payout database is described as being stored ina gaming device 400, in other embodiments some or all of this databasemay be partially or wholly stored (in addition to or in lieu of beingstored in the memory 410 of the gaming device 400) in another device.Further, some or all of the data described as being stored in the payoutdatabase may be partially or wholly stored (in addition to or in lieu ofbeing stored in the memory 410 of the gaming device 400) in a memory ofone or more other devices.

The processor 405 is also operable to communicate with a random numbergenerator 430, which may be a component of gaming device 400. The randomnumber generator 430 (as well as any other random number generatordescribed herein), in accordance with at least one embodiment, maygenerate data representing random or pseudo-random values (referred toas “random numbers” herein). The random number generator may generate arandom number every predetermined unit of time (e.g., every second) orin response to an initiation of a game on the gaming device. In theformer embodiment, the generated random numbers may be used as they aregenerated (e.g., the random number generated at substantially the timeof game initiation is used for that game) and/or stored for future use.

A random number generator, as used herein, may be embodied as aprocessor separate from but working in cooperation with processor 405.Alternatively, a random number generator may be embodied as analgorithm, program component, or software stored in the memory of agaming device or other device and used to generate a random number.

Note that, although the generation or obtainment of a random number isdescribed herein as involving a random number generator of a gamingdevice, other methods of determining a random number may be employed.For example, a gaming device owner or operator may obtain sets of randomnumbers that have been generated by another entity. HotBits™, forexample, is a service that provides random numbers that have beengenerated by timing successive pairs of radioactive decays detected by aGeiger-Muller tube interfaced to a computer. A blower mechanism thatuses physical balls with numbers thereon may be used to determine arandom number by randomly selecting one of the balls and determining thenumber thereof.

The processor 405 is also operable to communicate with a benefit outputdevice 435, which may be a component of gaming device 400. The benefitoutput device 435 may comprise one or more devices for outputting abenefit to a player of the gaming device 400. For example, in oneembodiment the gaming device 400 may provide coins and/or tokens as abenefit. In such an embodiment the benefit output device 435 maycomprise a hopper and hopper controller, for dispensing coins and/ortokens into a coin tray of the gaming device 400.

In another example, the gaming device 400 may provide a receipt or otherdocument on which there is printed an indication of a benefit (e.g., acashless gaming receipt that has printed thereon a monetary value, whichis redeemable for cash in the amount of the monetary value). In such anembodiment the benefit output device 435 may comprise a printing anddocument dispensing mechanism.

In yet another example, the gaming device 400 may provide electroniccredits as a benefit (which, e.g., may be subsequently converted tocoins and/or tokens and dispensed from a hopper into a coin tray). Insuch an embodiment the benefit output device 435 may comprise a creditbalance meter and/or a processor that tracks and manages the amount ofelectronic credits that is indicated on a display of a credit balance. Acredit balance display is described in detail below. The processor maybe the processor 405 or another processor.

In yet another example, the gaming device 400 may credit a monetaryamount to a financial account associated with a player as a benefitprovided to a player. The financial account may be, for example, acredit card account, a debit account, a charge account, a checkingaccount, and/or a casino account. In such an embodiment the benefitoutput device 435 may comprise a device for communicating with a serveron which the financial account is maintained.

Note that, in one or more embodiments, the gaming device 400 may includemore than one benefit output device 435 even though only one benefitoutput device is illustrated in FIG. 4. For example, the gaming device400 may include both a hopper and hopper controller combination and acredit meter balance. Such a gaming device may be operable to providemore than one type of benefit to a player of the gaming device. A singlebenefit output device 400 may be operable to output more than one typeof benefit. For example, a benefit output device 435 may be operable toincrease the balance of credits in a credit meter and communicate with aremote device in order to increase the balance of a financial accountassociated with a player.

In some embodiments, a balance of credits may only be allowed to becashed out or output to a player if it is above a certain thresholdamount (e.g., above zero or an initial session balance). Suchembodiments are described in detail herein. In such embodiments, abenefit output device may be disabled (or, alternately, may only beenabled or authorized to output a benefit) by a processor if the creditbalance is not less than a predetermined amount (e.g., is not less thanzero or an initial session balance).

The processor 405 is also operable to communicate with a display device440, which may be a component of gaming device 400. The display device440 may comprise, for example, one or more display screens or areas foroutputting information related to game play on the gaming device, suchas a cathode ray tube (CRT) monitor, liquid crystal display (LCD)screen, or light emitting diode (LED) screen.

In one or more embodiments, a gaming device 400 may comprise more thanone display device 440. For example, a gaming device 400 may comprise anLCD display for displaying electronic reels and a display device thatcomprises a viewing window behind which are located mechanical reels andwhich displays the rotation of the mechanical reels during game play.

In one embodiment, a display device 440 may be operable to display amessage to a player. For example, a message comprising an offer for aproduct or service offered by a casino or other merchant may be output.

The processor 405 may also be in communication with one or more otherdevices besides the display device 440, for outputting information(e.g., to a player or another device). Such other one or more outputdevices may also be components of gaming device 400. Such other one ormore output devices may comprise, for example, an audio speaker (e.g.,for outputting a message to a player, in addition to or in lieu of sucha message being output via a display device 440), an infra-redtransmitter, a radio transmitter, an electric motor, a printer (e.g.,such as for printing cashless gaming vouchers), a coupon or productdispenser, an infra-red port (e.g., for communicating with a secondgaming device or a portable device of a player), a Braille computermonitor, and a coin or bill dispenser. For gaming devices, common outputdevices include a cathode ray tube (CRT) monitor on a video pokermachine, a bell on a gaming device (e.g., rings when a player wins), anLED display of a player's credit balance on a gaming device, an LCDdisplay of a personal digital assistant (PDA) for displaying kenonumbers.

The display device 440 may comprise, for example, one or more distinctdisplay areas and/or one or more distinct display devices. For example,one of the display areas may display outcomes of games played on thegaming device (e.g., electronic reels of a gaming device). Another ofthe display areas may display rules for playing a game of the gamingdevice. Yet another of the display areas may display the benefitsobtainable by playing a game of the gaming device (e.g., in the form ofa payout table). Yet another of the display areas may display messagesto the player. Yet another of the display areas may display sessioninformation to a player. In one or more embodiments, the gaming device400 may include more than one display device, one or more other outputdevices, or a combination thereof (e.g., two display devices and twoaudio speakers). In one or more embodiments, the display device 435 maybe operable to display a plurality of screens of information, which aplayer may navigate through as desired.

In one embodiment, the display device 440 is operable to output anindication of a credit meter balance. For example, the display devicemay comprise a display area of a credit meter peripheral device. Inanother example, the display device may comprise a touchscreen or otherdisplay on which game information (e.g., outcomes) is displayed in onearea or screen while credit balance information is displayed in anotherarea or screen.

As described, embodiments of the present invention encompass a negativecredit balance. Accordingly, a display operable to output an indicationof a credit balance may be adjusted or modified from that of aconventional display or meter such that it is operable to display anindication of a negative credit balance. For example, the display may bewidened or otherwise re-sized to provide for the ability to display ahyphen, word or other indicator to indicate that the credit balance isnegative and thus not be confused with a positive credit balance.Similarly, a process or instructions for tracking a credit balance maybe modified to provide the ability to recognize and track a negativecredit balance.

The processor 405 is also in communication with an input device 445,which is a device that is capable of receiving an input (e.g., from aplayer or another device) and which may be a component of gaming device400. An input device may communicate with or be part of another device(e.g. a server, a gaming device, etc.). Some examples of input devicesinclude: a bar-code scanner, a magnetic stripe reader, a computerkeyboard or keypad, a button (e.g., mechanical, electromechanical or“soft”, as in a portion of a touch-screen), a handle, a keypad, atouch-screen, a microphone, an infrared sensor, a voice recognitionmodule, a coin or bill acceptor, a sonic ranger, a computer port, avideo camera, a motion detector, a digital camera, a network card, auniversal serial bus (USB) port, a GPS receiver, a radio frequencyidentification (RFID) receiver, an RF receiver, a thermometer, apressure sensor, an infrared port (e.g., for receiving communicationsfrom with a second gaming device or a another device such as a smartcard or PDA of a player), and a weight scale. For gaming devices, commoninput devices include a button or touch screen on a video poker machine,a lever or handle connected to the gaming device, a magnetic stripereader to read a player tracking card inserted into a gaming device, atouch screen for input of player selections during game play, and a coinand bill acceptor. Input device 440 may comprise any of theabove-described input device or any combination thereof (i.e., inputdevice 440 may comprise more than one input device).

In some embodiments, a gaming device 400 may comprise components capableof facilitating both input and output functions (i.e., input/outputdevices). In one example, a touch-sensitive display screen comprises aninput/output device (e.g., the device outputs graphics and receivesselections from players). In another example, a processor maycommunicate with a “ticket-in/ticket-out” device configured to dispenseand receive cash-out tickets. Such a device may also assist in (e.g.,provide data so as to facilitate) various accounting functions (e.g.,ticket validation and redemption). For example, any or all of a gamingdevice, kiosk and casino personnel device maintained at a cashier cagemay (i) comprise such a benefit input/output device, and/or (ii)communicate with a central server that manages the accounting associatedwith such ticket-in/ticket-out transactions (e.g., so as to track theissuance, redemption and expiration of such tickets). One example ofticket-in/ticket-out technology that may be adapted or utilized toimplement embodiments described herein is the EZ Pay™ system, ismanufactured by International Gaming Technology, headquartered in Reno,Nevada.

Of course, as would be understood by one of ordinary skill in the art, agaming device 400 may comprise various combinations of any or all of thecomponent devices described herein. For example, in one or moreembodiments, the gaming device may include more than one display device,one or more other output devices, several input devices, and so on(e.g., two display screens, two audio speakers, a headset, aticket-in/ticket-out device and several buttons).

The processor 405 is also in communication with a payment system 450,which may be a component of gaming device 400. The payment system 450 isa device capable of accepting payment from a player (e.g., a bet orinitiation of a balance) and/or providing payment to a player (e.g., apayout). Payment is not limited to currency, but may also include othertypes of consideration, including products, services, and alternatecurrencies. Payment system 450 may be considered to be an example of aninput device 240A in some embodiments.

Exemplary methods of accepting payment by the payment system 450 include(i) receiving hard currency (i.e., coins or bills), and accordingly thepayment system 450 may comprise a coin or bill acceptor; (ii) receivingan alternate currency (e.g., a paper cashless gaming voucher, a coupon,a non-negotiable token), and accordingly the payment system 450 maycomprise a bar code reader or other sensing means; (iii) receiving apayment identifier (e.g., a credit card number, a debit card number, aplayer tracking card number) and debiting the account identified by thepayment identifier; and (iv) determining that a player has performed avalue-added activity. Processor 405 may also be in communication with aplayer tracking device 455, which may be a component of gaming device400. Player tracking device 455 may, in some embodiments, be consideredan example of an input device 440. Player tracking device 455 may, inone or more embodiments, comprise a reader device operable to readinformation from and/or write information to a card such as a smart cardand/or a player tracking card, such that (i) players may be identified,and (ii) various data associated with players may then be determined.For example, previous wagering, coin-in and/or cash-out behaviorspreviously engaged in by the player may be determined based oninformation associated with the player identifier. In another example,previous strategies employed in a video poker game may be similarlydetermined. In yet another example, an indication of a sessionpreviously purchased and/or currently active as associated with a playermay be determined. In yet another example, data associated with anegative credit balance as it relates to a player may be determined(e.g., how many times a player has played a wagering game while a creditbalance associated with play of the game has been negative, a magnitudeof a negative credit balance currently and/or previously associated withthe player, an average duration of time during a session that a playerhas played while a credit balance associated with the session has beennegative, etc.). Similarly, a number of cashable credits available tothe player may be determined, a number of promotional credits that maynot be redeemed for cash but that are associated with the player may bedetermined, a code or other indication of a benefit to be provided tothe player may be determined, a number of accumulated loyalty pointsassociated with the player may be determined, a number of accumulatedgame elements such as symbols, cards or hands associated with the playermay be determined, a status or ranking of a player may be determined,whether a player qualifies to be allowed to play while a credit balanceis negative may be determined, a maximum allowable negative creditbalance to allow for the player may be determined, etc.

In one example, a card reader device comprising a player tracking device455 may determine an identifier associated with a player (e.g., byreading a player tracking card comprising an encoded version of theidentifier), such that the gaming device may then access data (e.g., ofa player database, a session database) associated with the player. Inanother example, a smart card reader device may determine dataassociated with a player directly by accessing a memory of an insertedsmart card.

As described in more detail below, a player database may be used, forexample, to store player wager data (e.g., such that players wageringover a given threshold in a given amount of time may be rewarded fortheir patronage, qualify for certain features, be allowed to play a gamewith a negative credit balance, and so on). The player database may alsocontain other information that may be useful in, for example, promotingand managing player behaviors (e.g., information about the player'sgaming preferences, lodging arrangements, and the like). Further, theplayer database may store data regarding a given player's standing in agame session and/or a bonus game and/or a current state or magnitude ofa credit balance. Such player data may be stored in a relationaldatabase and retrieved or otherwise accessed by the processor afterreceiving a “key” data point from the player, such as a uniqueidentifier read from the player's player tracking card or cashoutticket.

In one embodiment, the player tracking device 455 may comprise (i) acard reader (e.g., a port into which player tracking cards may beinserted), (ii) various input devices (e.g., a keypad, a touch-screen),(iii) various output devices (e.g., a small, full-color display screen),and/or (iv) combinations thereof (e.g., a touch-sensitive display screenthat accommodates both input and output functions). Various commerciallyavailable devices may be suitable for such an application, such as theNextGen™ interactive player tracking panel manufactured by IGT or theiVIEW display screen manufactured by Bally® Gaming and Systems.

As known in the art, “smart cards” may incorporate (i) a memory, and(ii) means for accessing such a memory. For example, in one embodiment,the memory may store data related to aspects of the present invention.In one embodiment, data may be written to the smart card as a playerplays one or more gaming devices (e.g., such that various data may beupdated on a continuous, periodic or event-triggered bases).Accordingly, in one or more embodiments one or more devices operable tocarry out various processes of the present invention (e.g., a gamingdevice 400 or controller 205) may have associated therewith a smart cardreader device, such that data may be read from the smart card pursuantto the execution of such processes. An example of a smart card systemthat may be used to implement one or more embodiments of the presentinvention is the s-Choice™ Smart Card Casino Management System fromSmart Card Integrators, Inc.™.

Of course, other non-card-based methods of identifying players arecontemplated. For example, a unique identification code may beassociated with the player. The player may then be identified uponentering the code. For example, the code may be stored (e.g., within adatabase maintained within a gaming device 210 or controller 205) suchthat the player may enter the code using an input device of a gamingdevice, and accordingly allow the player to be uniquely identified. Inother embodiments, player biometrics may serve as identification means(e.g., a player is identified via a thumbprint or retinal scan of theplayer). In further embodiments, a barcode of a cashless gaming ticketmay encode a player identifier.

Thus, as described, various data associated with a player may be trackedand stored (e.g., in an appropriate record of a centrally-maintaineddatabase), such that it may be accessed as desired (e.g., whendetermining whether the player qualifies as a problem gambler). Further,various statistics may be measured in association with a player (e.g.,coin-in statistics, win/loss statistics, buy-in amount for a session)and similarly accessed.

Various systems for facilitating such monitoring of player behavior andactivity are contemplated. For example, a two-wire system such as oneoffered by International Gaming Systems (IGT) may be used. Similarly, aprotocol such as the IGT SAS™ protocol or the IGT SuperSAS™ protocol maybe used. The SAS ™ protocol and the SuperSAS™ protocol each allows forcommunication between gaming machines and slot accounting systems andprovides a secure method of communicating all necessary data supplied bythe gaming device to the online monitoring system. One aspect of theSAS™ protocol and the SuperSAS™ protocol that may be beneficial inimplementing aspects of the present invention is the authenticationfunction which allows operators and regulators to remotely interrogategaming devices for important memory verification information, for bothgame programs, and peripheral devices. In another example, a one-wiresystem such as the OASIS™ System offered by Aristocrat Technologies™ orthe SDS slot-floor monitoring system offered by Bally Gaming andSystems™ may be used. Each of the systems described above is anintegrated information system that continually monitors slot machinesand customer gaming activity. Thus, for example, any one of thesesystems may be used to monitor a player's gaming activity in order todetermine player outcomes, buy-in amounts, coin-in statistics, win/lossstatistics and/or any other data deemed relevant.

In one embodiment, a player may operate a plurality of gaming devices.For example, a player may simultaneously play two side-by-side gamingdevices, a player may play one gaming device (e.g. a gaming device) andthen continue his gaming session at another gaming device (e.g. a videopoker machine), and a player may remotely operate a gaming device,possibly by using a telephone, PDA or other device (i) to transmitcommands (directly or indirectly) to the gaming device, such as wageramounts and commands to select certain cards; and/or (ii) to receiveoutput (directly or indirectly) from the gaming device.

In one embodiment, a gaming device may allow a player to play a game ofskill rather than a game of chance. Such an embodiment may be moreappealing to certain players or may be permitted in areas where it isillegal to gamble on games of chance.

In one embodiment, gaming device 400 may be operable to facilitatedownloadable games such that games available for play on gaming device400 may be stored on a server device (e.g., controller 205 or anotherdedicated device) and downloaded to the gaming device 400. In oneembodiment, software components of the gaming device 400 may be remotelymodified and/or updated by another device (e.g., controller 205 oranother device). For example, a payout or probability table stored inthe memory of gaming device 400 may be altered, modified or updatedremotely, hot fixes may be applied to software stored by the gamingdevice 400 and/or new versions of software may be downloaded to thegaming device 400. Similarly, the gaming device 400 may be programmed toretrieve any or all such updates from another device, as appropriate andpreferred. Any of the above (e.g., downloading of a game, updating ofsoftware, modification of a payout or probability table) may occur, forexample, based upon an occurrence of an event (e.g., a scheduled event),an indication being received from qualified casino personnel or otherpersonnel (e.g., a regulator), and/or upon a request from a player. Inone embodiment, gaming device 400 may comprise a thin client devicecontrolled be a server device (e.g., controller 205 or another dedicateddevice).

In one or more embodiments, aspects of the present invention, such asdetermining whether to allow a negative credit balance and authorizing anegative credit balance, may be practiced by replacing and/or augmentingone or more components (e.g., hardware and/or software components) of anexisting gaming device. Thus, in one or more embodiments, the inventionmay be applied as a retrofit or upgrade to existing gaming devicescurrently available for play within various casinos.

For example, a memory (e.g., computer chip) of the gaming device may bereplaced or added, the replacement or additional memory storing aprogram for instructing the processor of the gaming device to operate inaccordance with one or more embodiments. In another example, data outputvia the gaming device (e.g., graphical and/or textual data displayed onthe gaming device) may be replaced or added, the replacement oradditional data indicating to a player information relevant to one ormore aspects of the present invention.

In a specific example, a gaming device may comprise various electroniccomponents mounted to one or more printed circuit boards (PCBs). Suchcomponents may include various hardware described herein, such as acommunications port and various controllers of peripheral devices (e.g.,a display controller), as well as a memory for storing programminginstructions (software) and a processor for carrying out suchinstructions. Forms of memory that may be found in a gaming deviceinclude electronically erasable programmable read-only memory (EEPROM),erasable programmable read-only memory (EPROM) and flash memory. Thus,in one or more embodiments of the present invention, an EPROM storingsoftware with instructions for carrying out aspects of the presentinvention (as well as instructions for carrying out other functionstraditionally performed by the gaming device) may replace an EPROMpreviously installed in a gaming device or may be reprogrammed inaccordance with one or more embodiments described herein, such that thegaming device may be configured to operate in accordance with variousprocesses described herein.

For example, a “negative credit balance” module may be made availablefor purchase to various casino operators. The module, which may comprisevarious hardware and software (e.g., an EEPROM storing softwareinstructions), may be installed in an existing gaming device (e.g., avideo-reel slot machine, a video poker machine, etc.), such that whenthe module is installed, players of the device may elect (i) to play thegaming device in a manner that does not incorporate embodimentsdescribed herein, or (ii) to play the gaming device in a manner thatincorporates embodiments described herein (e.g., be able to manage anegative credit balance). Thus, players who are familiar with operatinga gaming device may elect to pay for them in a different or similarmanner as they are accustomed to.

Similarly, in addition to or in lieu of a player being able to select amode of operation of the gaming device, in some embodiments a casinooperator may be able to do so. For example, a casino operator may beable to select whether the gaming device is to operate in a conventionalmode or in a “negative credit balance” mode.

Accordingly, a gaming device may be configured to allow a player, casinooperator or other entity to select one of at least two “modes” of thegaming device, and to enable the selected mode. If a “standard” mode isselected, the gaming device may be configured to operate in a mannersimilar to how it operated before the installation of the module (e.g.,the gaming device operates in a conventional manner, such thatembodiments described herein may not be utilized). If a “negative creditbalance” mode is selected, the gaming device may then be operable toexecute game play in accordance with one or more embodiments describedherein.

In one example of allowing an entity to select one or more modes, atouch-sensitive display screen may be configured to output a prompt toselect a mode of operation. Such a prompt may be output in occurrence tovarious trigger conditions (e.g., coins, bills or tickets are inserted;a credit balance increases from zero to some other number; a playerpresses a “play” button; a motion, weight, infrared or other sensordetects the presence of a player; the gaming device being turned on,initiated, re-configured and/or rebooted, etc.). Accordingly, an entitymay select a mode of operation (e.g., by pressing an appropriatelylabeled icon of a touch-sensitive display screen), and upon receivingthe entity's selection, the gaming device may be configured to operatein the selected mode.

In another embodiment, a gaming device may be operable to automaticallydetermine whether it should switch modes from a standard mode to a“negative credit balance” mode. A gaming device may perform such adetermination, for example, by evaluating data received from a playerand/or another device and/or by querying another device. For example, agaming device may be programmed to determine (e.g., upon receiving aplayer identifier and based upon the player identifier) whether theplayer currently playing the gaming device qualifies for a negativecredit balance mode.

In one embodiment, a gaming device may be operable to output anindication that it is currently in “negative credit balance” mode (e.g.,to inform a player that the current play of the gaming device may resultin a negative credit balance). For example, the gaming device may turnon a light, change graphics, output a sound, etc.

In other embodiments, as described herein, a peripheral device may beuseful for implementing one or more embodiments of the present inventioninto the operation of a conventional gaming device. For example, inorder to avoid or minimize the necessity of modifying or replacing aprogram already stored in a memory of a conventional gaming device, anexternal or internal module that comprises a peripheral device may beinserted in, connected to or otherwise associated with the gamingdevice. Such a peripheral device may be operable to, for example,monitor and/or transmit information about a player's gambling activityat the gaming device to another device (e.g., controller 205). Theperipheral device may monitor and/or transmit such information to enablea determination of whether a player qualifies to operate the gamingdevice in a negative credit balance mode.

In one embodiment, a peripheral device may comprise a display deviceoperable to output an indication of a negative credit balance.

In still further embodiments, rather than configure existing gamingdevices to execute embodiments described herein by installing orconnecting new hardware and/or software, software may be downloaded intoan existing memory of one or more gaming devices. U.S. Pat. No.6,805,634 to Wells et al. teaches methods for downloading data to gamingdevices in such a manner. The entirety of U.S. Pat. No. 6,805,634 isincorporated by reference herein for all purposes. Thus, in someembodiments, an existing gaming device may be reprogrammed toaccommodate new functionality of the present invention without the need,or by minimizing the need, to remove and replace hardware within thegaming device.

Turning now to a description of databases that may be used to implementone or more embodiments, example embodiments of the databases 325, 330and 415 are described in detail below and example structures aredepicted with sample entries in the accompanying figures. As will beunderstood by those skilled in the art, the schematic illustrations andaccompanying descriptions of the sample databases presented herein areexemplary arrangements for stored representations of information. Anynumber of other arrangements may be employed besides those suggested bythe tables shown. For example, even though three separate databases areillustrated, the invention could be practiced effectively using one,two, four, five or more functionally equivalent databases. Similarly,the illustrated entries of the databases represent exemplary informationonly; those skilled in the art will understand that the number andcontent of the entries can be different from those illustrated herein.Further, despite the depiction of the databases as tables, anobject-based model could be used to store and manipulate the data typesof the present invention and likewise, object methods or behaviors canbe used to implement the processes of the present invention. Furtherstill, a memory scheme alternate to a database scheme may be used tostore and access data. For example, a hierarchical file structure schememay be used.

It should also be noted that some or all of the data or types of dataillustrated in FIGS. 5, 6A-6B and 7 may be stored and managed inindividual ones of the gaming devices 210 and may be used therein tomanage, control and/or monitor events at the one or more gaming devices.

Referring now to FIG. 5, illustrated therein is a table 500 of anexample payout database 415, in accordance with one embodiment. Thetable 500 is referred to as payout database 500 herein. The payoutdatabase 500 includes a plurality of records or entries, each defining apayout corresponding to a possible outcome of a wagering game. For eachrecord or entry, the payout database 500 specifies, (i) an outcome 505,which indicates the one or more indicia comprising a given outcome; (ii)a payout 510 that corresponds to each respective outcome; (iii) acurrent credit balance 515 that reflects the credit balance at a giventime; and (iii) a resulting credit balance 520 that will result uponobtainment of the corresponding outcome (i.e., the credit balance thatwill result by adding the payout corresponding to the outcome and thecurrent credit balance at the time the outcome is obtained).

For purposes of illustrating a simple example, the current creditbalance is zero and thus the resulting credit balance for each outcomeis equal to the payout amount. However, it should be understood that theresulting credit balance is adjusted upon an adjustment of the currentcredit balance. It should further be understood that the current creditbalance may be adjusted, for example, in response to (i) an input of amonetary amount by a player to the gaming device; (ii) a placement of awager by the player; and/or (iii) a win of a payout by the player. Forexample, if a current credit balance changes from “0” to “−5” credits(e.g., due to a placement of a five credit wager by a player playing thegaming device 400), the resulting credit balance that corresponds to theoutcome “cherry-any-any” would be adjusted from “2” to “−3” to reflectthat if the outcome “cherry-any-any” were to be obtained by a player ata time at which the current credit balance is equal to “−5 credits”, theresulting balance would be “−3” credits (since [(−5)+2=(−3)]).

The data of the payout database 500 may be output to a player of gamingdevice 400 via a display (e.g., via a payout schedule output to a playervia a display of the gaming device 400). Outputting the resulting creditbalance as it corresponds to each possible outcome may be helpful toplayers, to aid them in understanding how a win of a particular payoutwill affect the current credit balance. Applicants have recognized thatit may be confusing or distracting to some players to perform asummation of a current credit balance with a payout, particularly if thecurrent credit balance is negative. Outputting a payout schedule basedon data such as the data in payout database 500 may circumvent anyconfusion a player may otherwise experience in such a circumstance.

Of course, a payout database that does not include either the currentcredit balance field 515 or the resulting credit balance field 520 mayalso be used by a gaming device.

A gaming device 400 may utilize a payout database to determine whether apayout should be output to a player as a result of an outcome obtainedfor a game. For example, after determining the outcome to output on thegaming device, the gaming device may access the payout database todetermine whether the outcome for output is one of the outcomes storedas corresponding to a payout. If it is, the gaming device may providethe corresponding payout to the player via a benefit output devicedescribed herein. Other arrangements of payout databases are possible.For example, the book “Winning At Slot Machines” by Jim Regan (CarolPublishing Group Edition, 1997), previously incorporated by reference,illustrates many examples of payout and probability tables and how theymay be derived.

In one or more embodiments, a payout associated with an outcome may beadjusted based on data associated with a negative credit balance. Forexample, a payout corresponding to a particular outcome may be increasedif a credit balance is more than a predetermined amount below zero oranother threshold credit balance. Accordingly, in some embodiments avalue in the payout database may be adjusted based on data associatedwith a negative credit balance.

In some embodiments, an adjustment to a value of a payout database basedon data associated with a credit balance may comprise an adjustment to avalue other than a payout. For example, as described in detail above, avalue of a resulting credit balance that may be achieved upon obtaininga particular outcome may be adjusted based on a value of a currentcredit balance.

Referring now to FIG. 6A, illustrated therein is a table 600 of anexample allowable negative credit balance database 325, in accordancewith at least one embodiment. Table 600 is referred to as allowablenegative credit balance database 325 herein. Allowable negative creditbalance database 325 stores a plurality of records or entries, eachrecord or entry defining a condition which, if met, allows a player toplay a gaming device even when a credit balance of a gaming device isnegative. Each record or entry further defines a maximum negative creditbalance corresponding to each condition.

As described herein, in one embodiment a determination of whether toallow a negative credit balance may be based on a consideration of oneor more factors. In some embodiments, such a factor may be informationassociated with a player. Database 600 illustrates one embodiment of howinformation associated with a player may be affect a determination ofwhether to allow a negative credit balance and, further, a maximumnegative credit balance to allow.

In accordance with some embodiments, a gaming device may be operable tosupport a negative credit balance but may only allow a negative creditbalance (or only allow a negative credit balance up to a maximum amount)if a particular condition is satisfied. Thus, table 600 includes, foreach record or entry (i) an allowable negative credit balance 605, whichmay define a maximum or range of negative credits that correspond to aparticular condition; and (ii) a condition(s) corresponding to eachallowable negative credit balance.

The table 600 also specifies a gaming device identifier 615 thatidentifies (e.g., uniquely) the gaming device to which the condition(s)and allowable negative credit balances apply. Of course, rather than agaming device, the conditions and allowable credit balances may becategorized (if at all) based on another factor, such as a particulargame, type of game, player, session, etc. However, consistent with theembodiment of FIG. 6A, each of the conditions defined in the allowablenegative credit balance database 600 corresponds to a particular gamingdevice 615. Thus, a controller 205 may store an allowable negativecredit balance database 600 for each gaming device operable to support anegative credit balance under certain conditions. Alternately, eachgaming device operable to support a negative credit balance undercertain conditions may store such a database.

As described, the example conditions illustrated in the allowablenegative credit balance database 600 comprise conditions related to aplayer. For example, as the first record indicates, the determinationmay be based on whether a player has inserted a player tracking card. Asthe remaining records illustrate, a further determination of a magnitudeof the maximum negative credit balance to allow may be based on astatus, ranking or tier of a player. In the embodiment of FIG. 6A, thehigher the status, ranking or tier of the player, the higher the maximumallowable negative credit balance may be. Such a status, ranking or tiermay be stored in a player database in association with a playeridentifier. Such a status, ranking or tier may be based on, for example,wagering activities of a player (e.g., average wager, average amountwagered per casino visit, theoretical win, historical win, gamingdevices or types of gaming devices preferred, games or types of gamespreferred, betting patterns or strategies, credit line available,frequency of visits to a casino, etc.). In some embodiments, such astatus, ranking or tier may be based on other information. For example,a player's status as a registered casino hotel guest, financialsituation, average restaurant bill and/or demographic information may betaken into account.

Referring now to FIG. 6B, illustrated therein is a table 650, an exampleof an allowable negative credit balance database 425 in accordance withanother embodiment. Table 650 is referred to herein as allowablenegative credit balance database 650. Database 650 illustrates that, inaccordance with some embodiments, a determination of whether to allow anegative credit balance may be based on a factor distinct frominformation associated with a player. Such a factor, as illustrated inthe example data of database 650, may be information associated with asession. Thus, the example conditions illustrated in FIG. 6B areconditions relating to session.

The database 650 includes a number of example records or entries, eachdefining a condition which, if satisfied, would result in a negativecredit balance being satisfied. For each record or entry, there isspecified (i) a session identifier 655 that (e.g., uniquely) identifiesa session; (ii) an allowable negative credit balance 660 that specifiesa negative credit balance maximum or range that is allowable for thesession if the corresponding condition(s) are satisfied; and (iii)condition(s), if any, that must be satisfied in order for thecorresponding negative credit balance to be allowed. It should be notedthat it is envisioned that for some sessions any negative credit balancewill be allowed (i.e., there is no maximum or minimum negative creditbalance) and that no conditions need be satisfied prior to allowance ofthe negative credit balance.

In some embodiments, as described herein, more than one factor may betaken into account when determining whether to allow a negative creditbalance. Thus, in one example, both information associated with a playerand information associated with a session may be taken into account todetermine whether to allow a negative credit balance. Thus, in such anexample, both the database 600 and the database 650 may be accessed todetermine whether to allow a negative credit balance (or, alternately,the data illustrated as stored in the individual databases may becombined into a single database).

Of course, in other embodiments a gaming device may be operable tosupport a negative credit balance irrespective of any condition beingsatisfied or if a single required condition is satisfied (e.g., if thegaming device is currently operating in “Negative Credit Mode”, if thegaming device is currently executing a session purchased by a player,etc.). Accordingly, in some embodiments there may be no need for anallowable negative credit balance database such as that depicted inFIGS. 6A or 6B. For example, a gaming device may be programmed todetermine whether to allow a negative credit balance via a query (e.g.,“session play? if yes, allow negative credit balance”) that takes intoaccount a status of the gaming device without accessing a database ofstored information.

In some embodiments a maximum negative credit balance may not be storedor applied. In other words, a negative credit balance may be allowed(e.g., if one or more conditions are satisfied), but no maximum negativecredit balance may govern the allowance of the negative credit balance.

Referring now to FIG. 7, illustrated therein is a table 700 of anexample negative play database 330. Table 700 is referred to herein asnegative play database 700. Negative play database 700 includes a numberof records or entries, each record or entry defining negative creditbalance information related to a particular session engaged in by aparticular player. For each record or entry, the database 700 specifies(i) a session identifier that identifies (e.g., uniquely) a sessionpurchased and engaged in by the player identified in field 705; (ii) asession begin/end 715 that indicates a time at which the correspondingsession began and the time at which the corresponding session ended;(iii) a time elapsed while negative 720 that indicates a duration oftime during which a credit balance was negative during the correspondingsession (iv) a number of game plays while negative 725 that indicates anumber of game plays that were executed (whether consecutive or not)during the corresponding session while the credit balance was negative;and (v) an amount wagered while negative 730 that indicates a sum ofwagers placed while the credit balance of the corresponding session wasnegative.

Information such as that illustrated in negative play database 700 maybe used, for example, to determine (i) whether to allow a negativecredit balance; (ii) a status, ranking or tier of a player; (iii) aretail price for a session; (iv) a maximum allowable negative creditbalance to allow for a player and/or session; or (v) any combinationthereof.

Following is a description of FIGS. 8-12. Each of these figuresillustrates various example information that may be output to a playerof a gaming device (e.g., via a display of the gaming device), to outputinformation related to a negative credit balance.

Referring now to FIG. 8, illustrated therein is a screen 800. Screen 800depicts example of information relating to a negative credit balancethat may be output to a player (e.g., via a display device 440), inaccordance with one embodiment. In conventional gaming devices it iscommon to display an indication of an available balance of credits and awager amount in an area of a screen used to display outcome information.For example, in a video slot machine, it is not uncommon to display anoutcome via a video screen and, along the bottom of the screen, outputan indication of a wager amount and an available number of credits withwhich a player may place additional wagers. Thus, Applicants envisionthat a similar portion of such a screen may be utilized to output anindication of a credit balance even when the credit balance is negative.Thus, area 805 of screen 800 depicts an outcome along a payline of avideo slot machine, area 810 depicts an amount of a wager currentlybeing placed, and area 815 depicts a negative credit balance, thusconveying to a player that even though the player currently has lessthan zero credits, the player can still continue to place wagers and theamount of those wagers will continue to be deducted from the creditbalance. It should be noted that, should the player win a payout, thenumber of credits corresponding to the payout will be added to thecredit balance and, if the number of credits corresponding to the payoutis sufficiently large, the resulting credit balance will no longer benegative.

Referring now to FIG. 9, illustrated therein is a screen 900. Screen 900also depicts example information relating to a negative credit balancethat may be output to a player, in accordance with an embodiment. Asdescribed herein, an alternate method of tracking a negative creditbalance is to track two distinct credit balances, one of which offsetsthe other at time of cashout. Thus, in one example of such anembodiment, once a player's credit balance reaches zero, additionalcredits may be loaned to the player to allow the player to continueplaying the gaming device. At time of cashout, such loaned credits maybe deducted from conventional credits to determine a number of creditsavailable for cashout. Additionally, if a player having a balance ofloaned credits wins a payout of credits, such won credits may be appliedagainst the loaned credits prior to being added to the cashable credits.Such embodiments are described in more detail herein.

Screen 900 may be utilized in at least some embodiments utilizing loanedcredits, to convey a number of credits loaned to a player. Screen 900depicts (i) an area 905 of a video slot machine in which an indicationof an outcome is displayed along a payline, (ii) an area 910 in which anamount currently being wagered is displayed, (iii) an area 915 in whichan amount of loaned credits is displayed, and (iv) an area 920 in whichan amount of cashable credits is displayed.

It should be noted that although each of FIGS. 8 and 9 depict a negativecredit balance information in an area of a screen also used to output anoutcome (e.g., an outcome of a slot machine game), the invention is notso limited. For example, (i) a separate screen or menu of a displaydevice may be utilized to display such information, (ii) a differentlocation of a screen for outputting an outcome may be used; and/or (iii)a display of a peripheral or accessory device (e.g., a credit metermodule) may be used. Referring now to FIG. 10, illustrated therein is ascreen 1000 and a screen 1050, either or both of which may be used tooutput an indication of a negative credit balance in an alternate form.For example, a screen such as screen 1000 and/or screen 1050 may beavailable for access to a player via a menu of options of a gamingdevice. The player may access such a screen to view an indication of anegative credit balance (whether a current negative credit balance orhistory of a credit balance, including when it was negative).

For example, screen 1000 depicts a history of a credit balance (e.g.,for a particular session) in graph form, thus visualizing for a player atrend of the credit balance over the duration of the session. It shouldbe noted that screen 1000 also includes an indication of a currentcredit balance and an indication of a current wager amount.

Screen 1050, on the other hand, depicts a current credit balance in twodifferent forms: as a numeral indicating the number of negative creditsavailable and as a thermometer having a currently negative reading.

Referring now to FIG. 11, illustrated therein is a screen 1100 that maybe output to a player during a reconciliation process during which aplayer repays loaned credits. In some embodiments, a gaming device maybe configured to output one or more display or menu screens designed tofacilitate a reconciliation process for loaned credits. For example, asillustrated in FIG. 11, in one embodiment, a player may utilize atouch-screen to select any or all of a method of repayment (e.g., “gamecredits” or “comp points”), an amount to be repaid in association with amethod, and so on. It should of course be appreciated that thefunctionality exhibited by such a singular screen may be spreadthroughout a plurality of such screens (e.g., players are steppedthrough a series of screens), and that further such screens may benecessary to complete a reconciliation process (e.g., after selecting an“add funds” option, a separate screen displays an indication of fundsadded as a player inserts cash, coins, and so on).

Referring now to FIG. 12, illustrated therein is a screen 1200illustrating two separate balances: a session balance 1205 and a machinebalance 1210. The machine balance 1210 indicates a number of creditsavailable to the player for play of the gaming device in general whilethe session balance 1205, as part of session information 1215, indicatesa number of credits available to the player for play of a session. Insome embodiments, only the session balance may be allowed to becomenegative (e.g., during the execution of the game plays of the session).

In some embodiments, as described, a gaming device may be operable tooffer game sessions for a fixed price. For example, a player may insertfunds, purchase a first flat-rate game session, complete the session,purchase a second flat-rate game session, and so on.

Accordingly, in some embodiments, a gaming device may separately storean (i) amount of credits associated with a session or game, as well as(ii) an amount of credits stored on a machine which may be applied to aplurality of such games. For example, a player may deposit $50 ofcurrency into a gaming device. The player may then purchase a one-hourgaming session for a flat price of $20, thus reducing the “machinebalance” to $30. The player may then be given an amount of session orgame credits for play during the hour-long session (e.g., $20 may buy 80credits of 25¢ in value, or may buy some separate value of game credits,such that a prize may be determined at the end of the session based onthe game credits accumulated). Thus, in some embodiments, a balance ofsession/game credits may be negative (e.g., during a session or game, abalance of credits is a negative number), though a balance of machinecredits may still be positive (e.g., the player still has $30 with whichto purchase further game play).

Screen 1200 also includes, as part of session information 1215, (i) awager amount 1220 of a wager currently being placed during a session;and (ii) a duration remaining 1225 that indicates a remaining durationof the session (which may be indicated in terms of time, number of gameplays, or based on any other factor desirable).

Other general information output in screen 1200 includes a deal button1230 and a cashout button 1235. It should be noted that, in someembodiments, upon an actuation of the cashout button (which, in someembodiments, may be utilized to end a session), the session balance maybe added to the machine balance to determine the number of creditsavailable for cashout. In some embodiments, the session balance 1205 mayonly be added to the machine balance 1210 if the session balance ispositive. If the session balance 1205 is negative, it may be treated aseffectively being zero and thus not affecting the machine balance 1210for purposes of cashout.

It should be noted that screen 1200 is illustrated in the context of avideo poker game and thus an indication 1240 of five cards is included,which includes an indication of a hold button corresponding to each suchcard. Of course, similar session balance and machine balance informationmay be utilized in any games besides video poker, such as reeled slotgames, video blackjack, video keno, etc.

Following is a description of an example process 1300 which, as allprocesses described herein, may be performed by, for example, (i) agaming device, (ii) a controller, (iii) devices operatively connected togaming devices and/or controllers (e.g., retrofitted hardware devices,other devices such as kiosks or casino personnel devices, etc.), and(iv) any combination thereof.

Process 1300 begins with step 1305, in which a current credit balanceassociated with a gaming device is determined. As described, in someembodiments, a memory may store such a balance of credits. Thus, in someembodiments, step 1305 may comprise accessing a memory to determine acurrent balance of credits. As described, such a memory storing abalance of credits may be maintained by one or more of a variety ofdevices described herein, including but not limited to a gaming device,a controller, a peripheral device, a smart card, and so on.

In some embodiments, determining a current credit balance may comprisedetermining a net credit balance (e.g., “net balance,” “net currentbalance,” “total balance,” “total current balance,” and so on), whichmay be determined by comparing credit balances of a first and secondtype. In some embodiments, such credit balances of different types mayalso then be stored in memory (a first memory stores credit balances ofboth types, balances are stored in separate memories, and so on).

In one such example, as described, a secondary type of credits mayoffset, negate reduce or otherwise impact (negatively or positively) thevalue of a first type of credits. For example, as described, in someembodiments, “loaned” credits are subtracted from “standard” credits.For example, a player may have a balance of credits of a primary type(e.g., 12 standard game credits), as well as a balance of credits of asecondary type (e.g., 17 loaned game credits). However, the credits ofthe secondary type may reduce the value of credits of the primary typeat a one-to-one ratio (though other ratios are contemplated). Forexample, the player has earned 12 standard credits but owes 17 loanedcredits, the player's net balance may be −5. It should be noted that,throughout the present specification, various terms may be associatedwith such a secondary type of credits so as to illustrate their nature.For example, as previously defined, various terms such as negativecredits, loaned credits, financed credits, borrowed credits, mortgagedcredits, advanced credits, subtractive credits, credits to besubtracted, “whammy” credits, penalty credits or any other substitute orotherwise appropriate terms may be used. Further, in some instances,such credits may be thought of as “debits” or reductions against a totalbalance.

It should be noted that, in one embodiment, a credit that may becategorized as a “loaned” credit may be a credit that is provided to aplayer without the player having to first provide considerationtherefore and which credit the player may be required to repay via aprimary credit the player may win as a result of a game play of a gamingdevice. However, in at least one embodiment, the player is not requiredto repay such a loaned credit via other means. Thus, for example, if aplayer is loaned ten (10) credits without first having to provideconsideration therefore, any credits the player may win as a result ofan outcome of a gaming device while wagering with such loaned creditsmay be used to repay the loaned credits. However, should the player enda session without having won enough credits to repay the entirety of theloaned ten (10) credits, in at least one embodiment the player is notrequired to provide any consideration as a means of repayment of anyremainder of the loaned ten credits that has not yet been repaid via theplayer's winnings.

In some embodiments, such credits may be accumulated or otherwisereceived in a variety of manners. For example, in one embodiment, asdescribed further herein, if by result of a wager, a positive balance ofa first type of credits (e.g., standard game credits) would be reducedto a negative amount, rather than display such a balance as a negativebalance of the first type (e.g., a negative balance of standard gamecredits, such as −7), a separate meter may indicate a positive amount ofcredits of a secondary type (e.g., 7 loaned credits are accumulated). Inother examples, such credits may be accumulated (i) based on theoccurrence of one or more particular game results (e.g., reels of a slotgame resolve to “−10−10−10”, such that 10 credits are subtracted from aprimary balance or added to a secondary balance), (ii) through aplayer's failure (or success) in complying with a particularpredetermined rule governing play (e.g., a player fails to maintain acertain rate of play, such as 10 spins per minute, and therefore ispenalized one credit), (iii) based on the play associated with anotherplayer and/or gaming device (e.g., if a first player receives 10credits, a second player loses 10 credits), and so on. In variousembodiments, negative credits may comprise (i) credits of a balance thatis currently less than zero, or (ii) a positive amount of credits thatnegatively affect (negates, offsets, reduces the value of) another typeof credits (e.g., “loaned” credits reduce the value of “standard”credits).

Thus, it is contemplated that the step of determining a credit balancemay be preformed in a variety of manners. For example, in someembodiments, a gaming device may utilize credits of only one particulartype (though a balance associated therewith may be negative orpositive), and accordingly, step 1305 may comprise accessing a memory todetermine a current balance. In other embodiments, a gaming device mayutilize credits of more than one particular type, and determining acurrent balance in step 1305 may then comprise comparing a plurality ofcredit balances that may have an effect on one another, so as todetermine a net balance.

Further, the step of determining a credit balance, as well as variousother steps of process 1300, may occur at different times, such asperiodically, continually, or in response to a triggering event. Forexample, in some embodiments, a gaming device may be programmed suchthat one or more steps may be executed in associating with each gameplay executed (e.g., for each game play, a gaming device performs steps1305-1315, 1305-1320, or 1305-1330).

In step 1310, a wager amount is determined. For example, a wager amountmay be determined after receiving an input from a player. For example, aplayer may actuate one or more input devices so as to indicate a wageramount, which may be associated with one or more game plays. Forexample, a player may indicate a wager amount by actuating one or morephysical buttons or by pressing an area of a touch-sensitive displayscreen. In one example, a player may actuate a single input device thatindicates a wager amount (e.g., a physical button labeled “10 credits”).In another example, a player may increment or decrement a desired wageramount using one or more input devices (e.g., a player presses an areaof a touch-sensitive display screen three times, increasing a wageramount to be associated with an upcoming game play by three credits). Ofcourse, various other player selections or inputs made by a player mayaffect such a wager amount. For example, a player may indicate a numberof paylines of a slot machine game that should be active (e.g., fourpaylines), or a player may indicate a number of hands of video poker toreceive (e.g., 50 hands), and thereby a wager amount per payline or handmay be multiplied by the number of paylines or hands to determine atotal wager amount associated with a particular game play.

In some embodiments, a wager amount may not be determined until a playeractuates an input signaling that the player desires to execute a gameplay. For example, a player may actuate a “spin” button, andaccordingly, a wager amount may be determined based on previous inputsthe player may have entered (e.g., before pressing the spin button, theplayer selected a wager amount of three credits, the selected amountbeing stored in RAM). In another example, a player may actuate a singleinput device that signals a wager amount and a desire to execute a gameplay (e.g., a player presses a “Bet Three Credits” button, upon whichsuch a gaming device would normally be configured to execute a gameplay). Accordingly, in some embodiments, such a gaming device may beprogrammed such that a game play may not be executed if the wager amountwould result in a negative credit balance and such a credit balance isnot permissible, as is described herein.

In some embodiments, a wager amount associated with a particular gameplay may be based on an input received prior to (e.g., several gameplays in advance of) a particular game play. For example, in someembodiments, a gaming device may be configured to execute a plurality ofgame plays in a substantially automated manner (e.g., without receivingplayer input with respect to the execution of each game play). Suchapparatus and methods are taught in Applicant's commonly-owned,co-pending U.S. patent application Ser. No. 10/331,438, filed Dec. 27,2002, entitled “METHOD AND APPARATUS FOR AUTOMATICALLY OPERATING A GAMEMACHINE,” the entirety of which is incorporated herein by reference forall purposes. For example, a gaming device may be configured toautomatically execute 100 game plays, each at a wager amount of threecredits. Accordingly, for each of the game plays one through 100, one ormore process steps described herein may automatically be performed(e.g., for each game play, a current balance is determined, a wageramount is determined, a determination is made as to whether the wageramount would result in a negative balance, and so on).

In step 1315, it is determined whether a wager amount would result in anegative balance. Such a determination may be based on, for example, thewager amount determined in step 1305 and a current balance determined instep 1310. For example, it may be determined whether placing the wageramount (e.g., deducting the wager amount from the current balance ofcredits) would result in a negative balance (e.g., a balance of creditsthat is less than zero).

For example, in some embodiments, a current balance determined in step1305 may comprise a positive balance of credits (e.g., 7 credits).Accordingly, in one such embodiment, determining whether a wager amountwill result in a negative balance may comprise determining whether apositive amount of credits (e.g., including or not including zero) willresult in any negative amount of credits (e.g., any number less thanzero). For example, if a current balance of credits is seven credits, itmay be determined that any wager amount of eight or more credits resultsin a negative balance. If it is determined that a negative creditbalance will result from a wager, the process 100 proceeds to step 1320.Otherwise, process 100 returns to step 1305.

In some embodiments, however, rather than determine whether any negativebalance will result from a wager, step 1315 may instead comprisedetermining whether a specific negative balance will result from a wageramount. For example, step 1315 may comprise determining, based on awager amount determined in step 1310 and a current balance determined instep 1305, whether a balance will result that is (i) a specific negativenumber (e.g., −200), (ii) a negative number that is less than athreshold negative number (e.g., any number less than −50 credits),(iii) a negative number between a range of negative numbers (e.g.,between −101 and −200 credits), (iv) a negative number that is greaterthan a particular threshold number of credits less than a currentbalance (e.g., if a negative number that results from a wager is morethan 50 coins less than a current balance), and so on. Thus, it shouldbe noted that, in some embodiments, a current balance determined in step1305 may comprise a negative balance, such that step 1315 may comprisedetermining whether a wager amount may result in a specific negativenumber (e.g., a number that is more negative than a current balance), anegative that is less than a threshold negative number, (e.g., a currentbalance is −96 and a threshold is set at −100, such that if a playerintends to wager more than five coins play may be prohibited), and soon.

In step 1320 it is determined whether to allow the negative balance ofcredits. If it is determined that the negative balance of credits is notto be allowed, process 1300 returns to step 1305. Otherwise, process1300 continues to step 1325. In some embodiments, if it is determinedthat the negative balance of credits is not to be allowed, a messageindicating this may be output prior to the return to step 1305.

Determining whether to allow the negative credit balance may be based onone or more of a variety of factors. A description of some examplefactors on which such a determination may be made follows (the factorsbeing categorized into example categories for illustrative purposesonly).

Player Data: In some embodiments, a determination of whether to allow anegative credit balance may be based data associated with one or moreplayers, such that a determination of whether or not to allow a negativecredit balance may consider a player currently utilizing a gamingdevice. For example, in some embodiments, such a determination may bemade based on data stored in a database such as a player database. Aplayer of a gaming device may be identified in any of a variety ofmanners as described previously, such as by detecting the insertion of aplayer tracking card, receiving a player identifier in some other manner(e.g., via biometric means and/or receiving a PIN code), and so on, suchthat data measured or tracked in association with a player may then bestored as a record of an appropriate database.

Various player data may be considered when determining whether or not itis permissible to allow a negative balance, including but not limited to(i) whether the player is a hotel guest of a hotel associated with acasino; (ii) a status ranking associated with a player, which may bebased on the player's historic play with a casino (e.g., turning to FIG.7A, “Chet Williamson” is a “Tier 4” player, and thus his balance isallowed to go negative to any point, whereas “Bob Jones,” being only a“Tier 1” player, may not be permitted a negative balance greater than−100 credits); (iii) whether or not the player has provided financialaccount information to the casino (e.g., has the player provided acredit card); (iv) whether the player has provided appropriate contactinformation (e.g., so long as a valid player tracking card is inserted,a negative balance may be permitted) and so on. It should be noted thatany other types of data which may be tracked or measured in associationwith a player may be considered in a similar regard (e.g., a player'shistoric theoretical win, how much time a player has spent playing oneor more casino games, and so on). Further factors which may beconsidered are described in Applicant's commonly-owned, co-pending U.S.application Ser. No. 10/852388, filed May 24, 2004, entitled “METHOD ANDAPPARATUS FOR PROVIDING ELECTRONIC CREDITS AT A GAMING DEVICE WITHOUTFIRST REQUIRING PAYMENT THEREFOR,” the entirety of which is incorporatedherein by reference for all purposes.

Of course, combinations of such factors may be considered when makingsuch determinations. For example, a player's balance may be allowed togo negative only if he is a hotel guest and has provided a valid creditcard. Further, it should also be appreciated that a consideration ofsuch data may impact not only a determination of whether or not topermit a negative credit balance at all, but may also impact adetermination of a maximum allowable magnitude of a negative creditbalance (e.g., whether or not to permit a negative credit balance lowerthan a certain threshold, within a certain range, and so on).

Thus, in some embodiments, turning to an exemplary data structure of anallowable negative balance database depicted by FIG. 6A, a database maybe accessed in step 1320 to determine whether or not a negative creditbalance is allowed based on various conditions. For example, as shown byFIG. 6A, any negative balance up to −49 credits may be allowed inconjunction with a particular gaming device (e.g., a gaming deviceidentified as GD-100001), so long as a player tracking card has beeninserted. In another example, a negative balance between −50 and −149may be allowed only if a player has inserted a tracking card and is atleast a “Tier 1” member of a casino rewards program.

It should be appreciated that such player data may be stored in one ormore databases, which may be maintained by one or more devices (e.g.,gaming devices, servers, smart cards, etc.). In one embodiment, suchdata may be encoded onto a player tracking card or cashless gamingticket (e.g., such that when the ticket is read by a gaming device, thegaming device is programmed to interpret the encoded data and configureitself so as to allow a negative balance as indicated by the data).

Thus, such information associated with a player may be considered whendetermining whether or not to allow a negative credit balance. Such datamay be useful when such a determination is made during routinetransactional play of a gaming device, as opposed to situations whereinplayers may pre-pay for a session of a plurality of game plays (asdescribed). For example, if player has not pre-paid for a session, andthe player is allowed to generate a negative credit balance (e.g.,thereby placing wagers without first providing payment), then it may beadvantageous for a casino to collect and utilize player data such thatpayment may be provided (e.g., credits loaned to a player are charged toa hotel bill or credit card, and so forth).

Session Play Parameters: In some embodiments, a determination of whetherto allow a negative credit balance (or a negative credit balance of aparticular magnitude) may be based on one or more parameters or terms ofa session associated with the negative credit balance. As described, agaming device may be configured to receive a fixed price for a sessioncomprising a number of game plays (e.g., a $20 “contract” entitling theplayer to a predetermined amount of game play, such as a number ofhandle pulls or a length of time). In some embodiments, it may bedetermined in step 1320 that it is permissible to allow a negativecredit balance (e.g., any negative credit balance, a credit balancebeneath a particular threshold, a particular negative credit balance,and so on) if a player has paid (or, for example, has previously agreedto pay but has not yet provided payment) a fixed price for a session.For example, a fixed price charged to a player for such a session may becalculated so as to ensure profitability for a casino once a sessionconcludes (and a player has been paid any winnings), and built into sucha calculation may be an analysis of the statistical effects of allowinga negative credit balance. For example, based on repeated mathematicalsimulation, it may be conclusive that a casino can profitably offer, fora gaming device with given probabilities and payouts, a $20 flat-ratesession comprising 200 spins of a 25¢-per-spin slot game, wherein aplayer starts with a balance of 80 credits, and is allowed to accumulatea negative balance without penalty (e.g., the player pays no more thanthe $20 fixed price regardless of “how negative” his balance is at theend of the session).

However, pursuant to maintaining the profitability of such sessions, agaming device may be programmed with various rules for determiningwhether or not it is permissible to allow a negative credit balance(e.g., any negative credit balance, a particular negative creditbalance, and so on) given various parameters of a session in which aplayer is engaged. It may be determined (e.g., by a gaming device) thata player is engaged in a session in a variety of manners, including butnot limited to (i) accessing a database of a gaming device, controlleror other device to determine if a gaming device and/or player iscurrently engaged in a session; (ii) detecting the insertion of a playertracking card or other type of card indicating that a session is active;(iii) receiving a signal from a separate device indicating that asession is active, such as a controller, and so on. As stated, theabove-referenced commonly-owned patents and applications related tosessions gaming contracts provide further appropriate description.

For example, in some embodiments, a determination of whether or not itis permissible to allow a negative credit balance (e.g., any negativecredit balance, a particular negative credit balance, any negativebalance for a particular period of time, and so on) may be based on anyor all of the following various parameters of a session in which aplayer may be engaged:

(i) a price or other cost associated with a providing gaming session orcontract (e.g., if a fixed price of $20 or more for a session has beenreceived, a negative credit balance of up to −300 credits may beallowed, whereas a larger negative balance may be allowed if a largerflat payment has been received; if an incremental session or contractfee of 1¢ per 25¢ wagered is received, a negative credit balance of upto −200 credits may be allowed, whereas a larger negative balance may beallowed if a larger incremental payment has been received; and so on);

(ii) a duration of session, whether measured in units of time or unitsof game play (e.g., during a one-hour session, a player's balance may goas far negative as −100; during a 700-spin session, a player's balancemay go as far negative as −150; and so on);

(iii) a duration remaining in a session, whether measured in units oftime or units of game play (e.g., for the first 50 hands of a 200-handvideo poker session, a player may be allowed to go as far negative as−100, though for the next 50 hands the player may be allowed to go asfar negative as −150);

(iv) a duration of a session spent with a negative credit balance (e.g.,a player who has not spent any time “in the negative” may be allowed agreater negative balance than a player who has spent more time “in thenegative”);

(v) attributes associated with game play executed by a player during asession (e.g., a video poker player who has demonstrated more skill inexecuting strategically optimal hold/discard decisions may be allowed agreater negative balance);

(vi) an average profit associated with offering a session, methods ofcalculation for which are described in Applicant's co-pending U.S.Provisional Application. No. 60/679,138, filed May 9, 2005, entitled“SYSTEMS, METHODS AND APPARATUS FOR FACILITATING A FLAT RATE PLAYSESSION ON A GAMING DEVICE,” the entirety of which is incorporatedherein by reference for all purposes (e.g., if an average profitassociated with a session is $6.75, a player may be allowed a negativebalance of up to −60 credits, whereas if an average profit associatedwith a session is $12.75, a player may be allowed a negative balance ofup to −120 credits); and/or (vii) a credit line extended to a player(e.g., a player with a credit line of $1,000 may be allowed any negativebalance equal to or less than −500 credits on a $1 denomination slotmachine).

Thus, such session parameters may be considered when determining in step1320 whether or not it is permissible to allow a negative creditbalance. For example, in some embodiments, a gaming device may beprogrammed such that if a player is engaged in a session, rulesgoverning the allowance of a negative balance may be enforced based onthe type of session that is active (e.g., different sessions orcontracts provided to players that are characterized by similarparameters may be thought of as sessions of the same type). For example,in some embodiments, a database such as an allowable negative balancedatabase depicted by FIG. 6B may correlate an identifier of a type ofsession to (i) an allowable negative credit balance, and/or (ii) one ormore conditions that may apply to the allowance of the negative creditbalance. For example, turning to FIG. 6B, if a player is engaged ingaming session GS-100001, the player may have no restriction on how farnegative his balance may go. If a player is engaged in gaming sessionGS-100002, the player may be allowed a negative balance of up to −400credits, for the duration of the session (e.g., thus, a determination toallow a negative credit balance may be based on whether or not a playeris engaged in a session). If a player is engaged in gaming sessionGS-100003, the player may be allowed a negative balance of up to −200for the first 100 spins and a negative balance of up to −300 for thesecond 200 spins of the session. It should be appreciated that suchconditions may be imposed in consideration of any of the above-describedsession parameters (e.g., a player may be allowed a first negativebalance so long as he continues to play video poker according to optimalstrategy, but if the player fails to play according to optimal strategy,he may be allowed a second negative balance instead).

Other considerations. A determination of whether or not to allow anegative credit balance (e.g., any negative credit balance, a particularnegative credit balance, and so on) may consider various other factors.For example, in one embodiment, a gaming device may receive a signalfrom a separate device indicating to allow a negative credit balance(e.g., in association with a particular game play). For example, agaming device may receive such a signal from a controller, a casinopersonnel device (e.g., a PDA-like device operated by a casinoemployee), and so on. In other embodiments, a determination of whetheror not to allow a negative credit balance may be based on (i) time/dateconsiderations (e.g., larger negative balances are allowed at certaintimes of day and/or days of week), (ii) a level of utilization of one ormore casino games (e.g., if a large percentage of gaming devices arecurrently occupied or utilized, as detected by the insertion of playertracking cards, larger negative credit balances may be permitted), (iii)a rate of play associated with a game device (e.g., larger negativebalances are allowed if a player averages at least a certain number ofgame plays per unit time), (iv) miscellaneous operator ormanufacturer-specific rules concerning negative balances (e.g., a systemof the present invention may comprise functionally for a casino managerto continually or periodically alter boundaries or rules regardingnegative balances as he sees fit), and so on.

Thus, in some embodiments, it may be determined that it is permissibleto allow a negative credit balance. For example, a gaming device and/orcontroller may allow a negative credit balance beneath a certainthreshold so long as one or more pre-established conditions aresatisfied (e.g., as indicated by a database such as an allowablenegative balance database depicted by either FIG. 6A or FIG. 6B).Accordingly, in some embodiments, if it is determined that a negativebalance is to be allowed, process 1300 may proceed to step 1325(described below).

In other embodiments, it may be determined that a negative creditbalance is not to be allowed. In such embodiments, a gaming device maybe programmed to perform various functions in response to such adetermination. For example, if a player requests a wager that wouldresult in a negative balance, and the negative balance is not to beallowed, a gaming device may be configured to (i) output a messageexplaining the disallowance (e.g., “Sorry, you don't have that manycredits”); (ii) recommend an alternate wager amount (e.g., “You may onlywager up to 73 credits”); (iii) output an offer to a player to allow thewager and resulting negative credit balance, so long as the playeragrees to perform a certain activity or accept an altered gameparameter. For example, if a negative credit balance resulting from awager is first determined unallowable, a player may still place thewager if he agrees to accept an altered game rule such as adisadvantageous change to a probability or payout in association with afuture game play, purchase goods or services from or otherwise fulfillan obligation with a third party, partake in a survey or perform someother value-added activity, and so on. Such methods are described inApplicant's commonly-owned U.S. application Ser. No. 10/341,450, filedJan. 10, 2003, entitled “SYSTEM AND METHOD FOR PLAYING A GAME INCLUDINGA MORTGAGING OPTION,” and U.S. application Ser. No. 10/121,243 filedApr. 11, 2002, entitled “METHODS AND SYSTEMS FOR FACILITATING PLAY AT AGAMING DEVICE BY MEANS OF THIRD PARTY OFFERS”; the entirety of both areincorporated herein by reference for all purposes.

In some embodiments, a player may be engaged in a session (e.g., aplayer has pre-paid for an hour of game play), in which a player maycontinue to execute game play until the player has depleted a creditbalance to a certain balance amount, which may be a negative balanceamount. For example, a player may purchase for $40 the right to executeas many game plays as desired within an hour, so long as the player'sbalance does not fall beneath −200 credits, at which point the sessionmay terminate (e.g., the player may no longer be allowed to execute gameplay). Accordingly, in some embodiments, process 1300 may comprisedetermining whether or not to allow a negative balance, and if it thenegative credit balance is not to be allowed, terminating a session orotherwise preventing further play of a gaming device (e.g., for apredetermined period of time, until further payment is provided by aplayer, and so on).

If it is determined in step 1320 that a negative credit balance is to beallowed, a current balance is adjusted in step 1325 such that it isequal to the negative credit balance.

For example, in some embodiments, step 1325 may comprise adjusting apositive balance such that it is equal to the negative balance (e.g., aplayer with 10 credits places a 20-credit wager, and therefore reduceshis balance to −10 credits). In other embodiments, step 1325 maycomprise adjusting a first negative balance such that it is equal to asecond negative balance (e.g., a player has −78 credits, places aone-credit wager, and therefore receives a balance of −79 credits).

In further embodiments, step 1325 may comprise adjusting a plurality ofbalances. For example, in one or more embodiments, step 1325 maycomprise adjusting a first and a second balance, such that when thefirst and second balances are summed, the net result is equal to thedesired negative balance. For example, as described, a player maypossess a balance of standard game credits as well as a balance ofloaned game credits, such that the balance of loaned game credits mustbe subtracted (e.g., at a one-to-one ratio, at some other ratio) fromthe balance of standard game credits in order to determine a true netbalance. Thus, in one example, if a player has a balance of fivestandard game credits and places a wager of 10 credits, the player'sbalance of standard game credits may be reduced to zero, and theplayer's balance of loaned game credits may be increased to five. Thus,it should be noted that, in one embodiment wherein a gaming device maycomprise such a plurality of balances of different types (e.g., debitsor loan credits which are deducted from standard credits at a one-to-oneratio), only one such balance may be positive at any one time (e.g., itmay be impossible or impermissible for a player to possess both loanedcredits and standard credits at the same time). However, in otherembodiments (as will be described further herein), it may be possiblefor a gaming device to simultaneously maintain a positive balance ofstandard credits as well as a positive balance of debits or loanedcredits, so long as a reconciliation process is performed in advance ofa cashout (e.g., debits are subtracted from credits before a cashout isallowed).

As described previously, in some embodiments, adjusting a balance ofcredits may comprise adjusting a value stored in memory of a gamingdevice, server or other device. For example, stored within memory of agaming device may be a value indicating a current credit balance. Such avalue may either be negative or positive, such that if it is determinedin step 1320 that a negative balance is to be allowed, in step 1325 agaming device processor may send an instruction such that the value inmemory is adjusted to reflect the negative amount (e.g., a databaserecord representing a current credit balance is changed from 11 to −1 asthe result of a wager).

Further, as described, in some embodiments, a plurality of creditbalances may be associated with a gaming device. Accordingly, in someembodiments, step 1325 may comprise adjusting a plurality of valuesstored in memory (e.g., of a gaming device and/or controller), eachvalue associated with a type of credits (e.g., a standard game creditsvalue is reduced and a loaned game credits value is increased). Forexample, if a first balance type may affect a second balance type (e.g.,a first balance type reduces the value of a second balance type), eachof the values may be adjusted such that a desired net result is reached(e.g., if a net credit balance of −5 is desired, a value indicating abalance of standard credits equals zero and a value indicating a balanceof loaned credits equals five).

As will be described, in some embodiments, step 1330 may then comprisedisplaying an indication of a negative credit balance indicated by oneor more of such stored values.

In accordance with some embodiments, step 1330 may comprise displayingan indication of a negative credit balance. A particular negative creditbalance may be determined in a variety of manners. For example, aparticular negative credit balance may be determined at step 1315. Inone embodiment, a gaming device may receive a signal from another device(e.g., a controller) indicating a negative credit balance to display.Alternately or additionally, a negative credit balance to be displayedmay be determined by accessing one or more values stored in memory(e.g., of a controller, gaming device, and so on) indicating one or morecurrent balances and/or negative balance amounts to be displayed; itshould be noted that in some embodiments, before indicating a negativebalance, a net balance of two types of credits must be first bedetermined, and accordingly, step 1330 may comprise comparing balancesof a first and second type to determine a net credit balance (e.g., aspecific negative balance).

Various methods of displaying an indication of a negative balance ofcredits are contemplated. For example, as is known in the art, an outputdevice may present a numeric indication of a balance of credits. Forexample, a display screen and/or LED meter may be utilized to display anumeric indication of a credit balance, such as “−103.” Thus, it iscontemplated that displaying a negative credit balance may comprisedisplaying it as a numeral, perhaps utilizing a hyphen (commonlyunderstood when placed in front of a numeral as a “negative symbol”) inconjunction therewith. An illustration of an exemplary gaming devicedisplay screen output, as shown in FIG. 8, depicts such an embodiment.Of course, various adjustments or alterations in design may be made tosuch output devices to accommodate such presentation (e.g., aconventional LED meter may be made wider so as to accommodate a negativesymbol, and so on). Further, various other characters or text may beutilized in place of or in conjunction with a numeral to indicate anegative balance. For example, in one embodiment, a gaming device mayoutput a negative balance as written text (e.g., “Your balance isnegative six credits”). In another example, a negative number may appearas a numeral in parenthesis (e.g., “(53)”), a convention commonlyemployed in accounting practices. In yet another example, a creditbalance when negative may appear in a red color, whereas a creditbalance when zero may appear in a black color and a credit balance whenpositive may appear in a green color.

In some embodiments, as described, a negative balance may be indicatedas a result of a plurality of credit balances that affect one another.For example, as described, credits of a first type (e.g., standardcredits) may be offset by credits of a second type (e.g., loanedcredits). Accordingly, in some embodiments, displaying an indication ofa negative credit balance may comprise outputting indications of aplurality of credit balances, such as outputting two credit balancemeters on a display screen. For example, turning to an illustration ofan exemplary gaming device display screen output depicted by FIG. 9, adisplay screen may comprise two credit balance meters, one which tracks“credits” (standard credits) and one which tracks “loaned credits”(e.g., which count against standard credits in a one-to-one ratio).

In some embodiments, various icons, symbols, graphics or other elementsmay be utilized in place of or in conjunction with a numeral to indicatea negative balance (or to indicate a balance of a first or second typeof credits which must be summed or otherwise compared to determine a netbalance). For example, in some embodiments, a credit balance may bedepicted as a thermometer, scale, measuring stick, stock chart, barchart, measuring cup, or any other graphic element that may be used forpurposes of measurement. For example, turning to an illustration ofexemplary gaming device display screen outputs depicted by FIG. 10, anegative credit balance may be illustrated as a currently negativestock, currently negative thermometer reading, and so on. In someembodiments, such icons, symbols or other graphics may change in size,shape, style or color as a balance amount changes. In some embodiments,a first icon, symbol or graphic may be associated with a credit balanceof a first type (e.g., a first icon is associated with a positivebalance of credits), whereas a second icon, symbol or graphic may beassociated with a credit balance of a second type (e.g., a second iconis associated with a negative amount of credits). Further, it should benoted that, in some embodiments, as will be described further herein,the present invention may comprise tracking or measuring a player'swins, losses, wager amounts, credit balance, and so on (e.g., such thata graphic indicating a player's history, such as the stock chart-likegraphic depicted by FIG. 10, may be output).

Alternately or additionally, various visual effects such color, shading,contrast, etc., may be utilized to accompany, emphasize or otherwiseillustrate the presentation of a negative credit balance. For example,in some embodiments, a balance of a particular type may appear inassociation with a particular color (e.g., a negative balance appears inred while a positive balance appears in green; a balance of a first typeof credits appears in red while a balance of a second type appears ingreen; and so on). In another example, a background associated with adisplay screen may change in color, brightness or contrast inassociation with a credit balance or credit balance type (e.g., abackground is red while a balance is negative and green while a balanceis positive, a background gradually loses or gains brightness as aplayer's balance approaches and/or falls beneath zero, and so on).

In some embodiments, a current credit balance may be positive, and aplayer may request a wager amount that would result in a negativebalance. In one example of such an embodiment, one or more displayalterations that would commonly result from a change from a negative toa positive balance (e.g., a change to a credit balance meter, a changeassociated with an icon or graphic, a change in color or brightness) maybe withheld until after one or more game plays have been completed. Forexample, a player may place a wager that would result in a change from apositive to a negative credit balance (e.g., a player has three coinsand wagers five, thereby resulting in a balance of −2 coins), though oneor more display alterations that would normally ensue when a balancechanges from a positive to a negative state may be withheld until theresult of the wager is determined. For example, a player of the aboveexample may win 20 coins, and therefore, a change in color associatedwith a display screen may never occur (e.g., as the player had a balanceof −2 for only a brief period of time until the game play concluded,yielding him 20 coins and a positive balance of 18). In other words, insome embodiments, a gaming device may determine not to alter one or moredisplay properties associated with a change in credit balance untilafter a game play has been resolved in its entirety.

In some embodiments, displaying an indication of a negative creditbalance to a player may comprise displaying auxiliary information to aplayer regarding the negative credit balance. For example, in someembodiments, a message or other indication may be output to a player,such as (i) a “warning” message that a credit balance is currentlynegative, is negative beyond a certain threshold, has been negative fora certain period of time, and so on; (ii) an indication of a number ofcredits of a particular type which must be won in order to reach aparticular credit balance (e.g., “For every single-coin wager, you mustwin at least 10 credits to finish this session with a positivebalance”); (iii) an indication of a number of credits a player haswagered since a credit balance has been zero or negative (e.g., “You'vewagered 217 credits of the house's money”); (iv) offers which a playermay accept to reduce or eliminate a negative credit balance (e.g.,offers to accept promotions from a casino or third-party or performvarious value-added activities as described herein); and so on.

Additional Description of Various Embodiments Involving a NegativeCredit Balance

Provided below is an additional description of various embodimentsinvolving the implementation, tracking and/or management of a negativecredit balance as it relates to a wagering game of a gaming device.

Negative balances and cashout procedures: In some embodiments, variousactions may be performed in association with a cashout, cashout request,conclusion or termination of a session, and so on.

In some embodiments, it may be desirable to disable variousfunctionality associated with a gaming device should a current creditbalance be a negative credit balance (e.g., any negative credit balance,a negative credit balance below a particular threshold, and so on). Forexample, if a player possesses a negative balance of credits, a positivebalance of “loaned” credits or debits, or a net balance of credits thatis negative once credits of two different types are summed or otherwisecompared, functionality that would normally allow a player to cashoutmay be disabled. For example, a player may have a balance of −27credits, and therefore, upon the player's request to cashout (e.g.,performed by actuating an input device such as a cashout button), one ormore mechanisms may be disabled. For example, in one embodiment, aplayer in such a situation may not be provided with a cashless gamingticket (e.g., a ticket printer is disabled or prevented from printingout a cashless gaming ticket). Further, in some embodiments, should aplayer with a negative credit balance request a cashout, a gaming devicemay be configured to output a message to a player, the message perhapsinforming the player that (i) the player has no credits of cash value toredeem for currency, (ii) the player “owes” a certain amount of credits(e.g., which may be “paid off” in a manner described below), (iii) theplayer needs a certain amount of credits before he will have any creditsof cash value to redeem (e.g., if a player's balance is −11, the gamingdevice may output a prompt indicating “You need 12 more credits beforeyou can cash out”), and so on.

In other embodiments, upon the player's request to receive a cashoutand/or upon the termination of a session (e.g., a pre-paid 100-spingaming session concludes), if a current credit balance is negative, aplayer may receive a voucher, ticket, card or other medium indicatingthe current negative balance. For example, in one embodiment, a playermay be provided with a cashless gaming ticket indicating a negativeamount of credits. In some embodiments, such tickets may becharacterized by various indicia, markings or other alterations. In someembodiments, such indicia may encode data, such as an identifier or code(e.g., such that a database record may be accessed based on theidentifier to determine a negative credit balance, player identity, andso on), or a negative credit balance amount (e.g., a barcode encodes anegative balance amount of −17 coins). In other embodiments, suchindicia, markings or other alterations may serve to distinguish suchfrom conventional cashless gaming tickets featuring positive creditbalances. For example, such “negative” cashless gaming tickets maycomprise a large icon that when viewed would quickly illustrate that theticket comprises a negative credit balance, may comprise text indicatingthat the ticket comprises a negative credit balance, may comprise adifferent color or shading, may be printed on using material (e.g., adifferent color paper substrate), and so on.

In some embodiments, various benefits may be provided to playerspossessing one or more such cashless gaming tickets or vouchersindicating negative credit balances (e.g., refunds, comp points, goods,services, buffet passes, and so on). In some embodiments, the valueassociated with such benefits may be based on the value associated withsuch tickets (e.g., larger or smaller benefits for larger or smallernegative credit balances).

In some embodiments, as described, a gaming device may comprise aplurality of balances of credits (e.g., a balance of a first type andbalance of a second, perhaps offsetting type). Accordingly, in someembodiments, a cashless gaming ticket may indicate a plurality of creditbalances. For example, a cashless gaming ticket may indicate a balanceof a first type of credits (e.g., 19 standard game credits) and abalance of a second type of credits (e.g., 13 loaned game credits). Insome embodiments, if a first credit balance type affects a second creditbalance type, a net credit balance may alternately or additionally bedepicted by such a cashless gaming ticket or voucher (e.g., a ticketdepicts 19 standard game credits, 13 loaned game credits, and a “CashoutBalance” of six credits).

In some embodiments, an electronic indication of a negative creditbalance may be stored by a gaming device, server, smart card, and so on.For example, periodically, upon the conclusion of a game play, upon theconclusion of a session and/or upon receiving a cashout request from aplayer, a negative credit balance amount may be stored (e.g., by agaming device, by a server acting as a game controller, by a server thatfacilitates the issuance and redemption of cashless gaming tickets, andso on). Thus, for example, a player may terminate play of a gamingdevice, and remove a player tracking card. Should the player then insertthe player tracking card (or otherwise identify himself in any othermanner described herein) into a different gaming device (or the samegaming device thereafter), a negative credit balance may then bedetermined in association with the player (e.g., a player database orsimilar database stores indications of negative credit balances inassociation with players). In some embodiments, the player may then beprompted to perform a reconciliation or “pay off” process, as describedbelow, before further play is permitted.

Reconciliation of debts: In some embodiments, a balance of negativecredits (or positive balance of “loaned” credits or debits) associatedwith a player and/or gaming device may be eliminated by means of areconciliation or “pay off” process.

Such a process may be executed (e.g., by a gaming device) at varioustimes and/or in response to various triggering conditions, including butnot limited to:

-   -   (i) upon receiving a player's request to execute a        reconciliation (e.g., a player actuates an input device, such as        a button labeled “Convert credits,” “Pay off credits/debt,”        “Reconcile,” and so on);    -   (ii) upon receiving a signal from a separate device (e.g., a        controller)    -   (iii) upon the resolution of a game play (e.g., after each game        play, after certain game plays such as losing or winning game        plays, and so on);    -   (iv) upon cashout (e.g., a player actuates a “Cash Out” button);    -   (v) upon the conclusion of a session;    -   (vi) upon achieving a particular credit balance (e.g., once a        player reaches a balance of −100 credits, a reconciliation        process is triggered);    -   (vii) periodically (e.g., every minute); and/or    -   (viii) continually (e.g., each time a credit balance changes).

In some embodiments, as described, a player may be responsible forrepaying a negative balance of credits. For example, in variousembodiments, a player may be responsible for repaying a negative balanceof credits before further game play and/or wagering is allowed, before asession concludes, before a certain time/date, before the occurrence ofa particular event, and so on. In other embodiments, a player may not beresponsible for repaying all or a portion of a negative credit balance(or a positive balance of “loaned” credits or debits). For example, inone embodiment, if a player has pre-paid a fixed price for a session,and the session concludes with a negative credit balance (e.g., anynegative credit balance, a negative credit balance above a certainthreshold, and so on), the player may not be responsible for repayment(e.g., such that all a player “pays” for the session is the fixedprice). In another example, a player may not be responsible for repayingall or a portion of a negative credit balance if the player is of acertain status, has been playing for a certain amount of time, etc.Generally, in other words, any of the conditions for which a negativecredit balance may be allowed (step 1320) may be applied to adetermination of whether or not a player must repay a portion or all ofa negative credit balance (or positive balance of “loaned” credits ordebits).

In some embodiments, if repayment is required (in portion or in full), aplayer may repay during a reconciliation process. During such a process,a balance of negative credits (or positive balance of “loaned” creditsor debits) may be reconciled or “paid off” such that a player may nolonger be obligated to repay. In some embodiments, a player may repayany credits owed by providing further payment via a gaming devicepayment accepting mechanism (e.g., a player inserts a cashless gamingticket, inserts cash, inserts coins, draws funds from an electronicaccount, and so on, such that an amount of credits owed may be repaidusing the newly-provided funds). Alternately or additionally, a playermay reconcile an amount owed by exchanging one type of credits foranother. For example, a player may possess 20 loaned credits and 30standard credits. The player may then “pay off” the loaned credits usingthe standard credits (e.g., in a one-to-one ratio), such that the playermay no longer owe any loaned credits (e.g., an thereby possess only 10standard credits). Alternately or additionally, a player may reconcilean amount owed in a variety of other manners.

For example, in one embodiment, a player may repay an amount of creditsby agreeing to purchase or purchasing a session. In another embodiment,a play may provide comp points as repayment. In yet another embodiment,a player may only repay an amount owed using a particular type ofcredits or particular type of currency (e.g., using only winnings earnedwhile a credit balance is positive). Still further, in exchange for arepayment of credits owed, a player may agree to accept an altered gamerule such as a disadvantageous change to a probability or payout inassociation with a future game play, purchase goods or services from orotherwise fulfill an obligation with a third party, partake in a surveyor perform some other value-added activity, and so on. In a stillfurther embodiment, a player may be withheld from further gambling untilreconciliation is (partially or wholly) complete (e.g., an identifiedplayer may be prevented from playing a slot machine).

In some embodiments, a gaming device may be configured to output one ormore display or menu screens designed to facilitate such reconciliation.For example, turning to an exemplary illustration of a gaming devicedisplay screen output depicted by FIG. 11, in one embodiment, a playermay utilize a touch-screen to select any or all of a method of repayment(e.g., “game credits” or “comp points”), an amount to be repaid inassociation with a method, and so on. It should of course be appreciatedthat the functionality exhibited by such a singular screen may be spreadthroughout a plurality of such screens (e.g., players are steppedthrough a series of screens), and that further such screens may benecessary to complete a reconciliation process (e.g., after selecting an“add funds” option, a separate screen displays an indication of fundsadded as a player inserts cash, coins, and so on).

In some embodiments, various players may receive an advantage during areconciliation process. For example, based on a variety of factors suchas player data (e.g., various previously-described statistics associatedwith a player's gaming history, such as rewards club status level,theoretical win generated, etc.), a measured rate of play and/or lengthof time playing, session considerations (e.g., a number of sessions aplayer has bought, a length or cost associated with a particularsession), time/date considerations, utilization or capacityconsiderations, and so on, various parameters of a reconciliationprocess may be adjusted. For example, a payoff amount or amount owed maybe reduced (e.g., if a player meets certain criteria, such as bymaintaining a certain rate of play, and so on). In another example, arate at which a player may exchange a first type of credits for a secondtype of credits may be altered (e.g., for certain players, each standardgame credit pays off two loaned game credits). In yet another example, atime or event before which a player must repay an amount of credits owedmay be altered (e.g., a time is extended for certain players).

Sessions beginning with negative balances: As described, in someembodiments, a gaming device may be operable to execute a plurality ofgame plays in exchange for a single, fixed payment (e.g., 100 spins for$10). Thus, it should be noted that in some embodiments, a negativecredit balance may be arrived at in various manners (e.g., a mannerother than a result of placing a wager). For example, in one embodiment,a session-based game may begin with a negative credit balance, such thata credit balance may not initially be positive. For example, a playermay play a gaming session (e.g., purchase a flat-rate block of aplurality of game plays) that begins with a negative credit balance,whereby the player may win a prize or payout at the end of the session(perhaps as well as winning various payouts throughout the session)based on the player's ability (through achieving winning game results)to reduce the negative credit balance, eliminate the negative creditbalance and/or turn the negative credit balance into a positive balance(e.g., a game begins at −1,000 credits, and if a player is able to gaina positive balance by the end of the session, the player wins ajackpot). In one embodiment, an initial negative credit balance (i.e.,the negative credit balance at which the session begins) may be based ona fixed price and/or one or more other parameters associated with asession (e.g., the greater the fixed price the lesser the initialnegative credit balance; the longer the session the greater the initialnegative credit balance; and so on).

Tracking negative play: As described, in some embodiments, variousparameters may be tracked or measured in association with play of agaming device. For example, a gaming device and/or controller may trackor measure various statistics regarding “negative play” occurring on thegaming device (e.g., wagering which has occurred while a credit balanceis zero and/or a negative number).

For example, in some embodiments, a gaming device and/or controller maytrack an amount of play (e.g., an amount of time, a number of gameplays, an amount wagered, and so on) spent while negative (e.g., withany balance equal to and/or less than zero). Thus, in some embodiments,a process may comprise determining whether a wager amount will result ina negative credit balance (e.g., any negative credit balance, a negativecredit balance below a particular threshold, etc.), and if so,incrementing a value indicating (i) an amount of time elapsed while acredit balance is negative (e.g., so long as a credit balance remainsnegative, such a value may continually increment, though the value maycease to increment while a balance is positive), (ii) a number of gameplays executed while a starting credit balance is negative, and/or (iii)an amount wagered while a credit balance is negative. Thus, in someembodiments, such values may be measured, tracked and/or stored. Forexample, in some embodiments, such values may be stored in a databasesimilar in structure to an exemplary negative play database depicted byFIG. 7.

In some embodiments, such data may then be output by a device, such as agaming device, kiosk, casino personnel device, and so on. For example,in one embodiment, such data may be continually or periodicallydisplayed to a player of a gaming device (e.g., a corner of a displayscreen depicts “15:02 spent in negative this session”). In anotherembodiment, a player may request such data (e.g., a player presses abutton labeled “About my session”) via a gaming device or kiosk, suchthat the data may be accessed (e.g., based on a received playeridentifier) and output. In yet another embodiment, such data may beoutput via a cashless gaming ticket or other substrate output via agaming device, kiosk or any other device. In yet another embodiment, aplayer may utilize a device such as a personal computer, cellular phone,PDA, interactive television set, in a manner such that such data may beaccessed (e.g., via a network, such as the Internet) and viewed usingthe device. In various embodiments, any or all of such data may beoutput, and may be organized or labeled in a variety of manners (e.g., atotal amount wagered while negative may appear labeled as “Total Playedwith House's Money,” “Total Free Play,” “Total Amount Owed,” and so on,perhaps depending on various reconciliation parameters associated with agaming device and/or player). Further, in some embodiments, a variety ofother data may be similarly measured, stored and/or output, includingbut not limited to (i) an amount of credits won while negative, (ii) anumber of game indicia accumulated while negative (e.g., slot machinereel symbols, cards, and so on), (iii) a number of “points” of a loyaltyor rewards program earned while negative, (iv) a length of time inbetween game plays while negative, and so on.

It should also be noted that such data may also be measured, storedand/or output in association with a positive credit balance or creditbalance of any other distinguishable type (e.g., an amount of time aplayer has spent with a positive balance may similarly be tracked).Thus, a player (or other interested party, such as a casino operator,gaming device manufacturer, gaming regulator, tax authority, and so on)may view statistics associated with gaming while credit balances arenegative or positive. For example, utilizing data such as (i) a totalamount won while positive, (ii) a total amount wagered while positive,(iii) a total amount won while negative, and/or (iv) a total amountwagered while negative, various conclusions can be drawn (e.g., a playertypically wagers more while a balance is positive, a player typicallytakes longer breaks in between game plays when a balance is negative,and so on). Further, it may be useful to track such data related tonegative and positive credit balances separately for accountingpurposes. For example, only wagers placed while a credit balance ispositive may be counted as revenue or “coin-in,” perhaps until a playerreconciles an amount owed. In another example, only payouts achievedwhile a credit balance is positive may count as historic winningsassociated with a player. Thus, tracking such data may be useful for avariety of reasons.

Altering payouts, probabilities or other parameters when credit balanceis negative. In some embodiments, various parameters may be altered whena gaming device credit balance is in a negative state (as opposed to apositive state). For example, in some embodiments, a process maycomprise (i) determining whether a current credit balance is in anegative or positive state, (ii) executing a game play, (iii)determining whether the current credit balance has changed state as aresult of the game play, and if so (iv) adjusting a gaming deviceparameter. In other words, a gaming device may be operable in a negativeor positive “state” or “mode,” in which various attributes or parametersmay change.

For example, if a current gaming device balance is negative (as opposedto positive), a variety of parameters may be altered, including but notlimited to:

-   -   (i) a payout associated with one or more game results (e.g.,        “Cherry-Cherry-Cherry” pays 10 credits while in a positive        state, but 12 credits while in a negative state);    -   (ii) a probability associated with achieving one or more game        results (e.g., a player is more likely to achieved        “Cherry-Cherry-Cherry” when negative than when positive);    -   (iii) a rate at which points of a rewards or loyalty program are        earned (e.g., a player earns fewer or no “comp” points per game        play when a credit balance is negative);    -   (iv) a display property, such as a color, light, brightness        level, contrast level, icon type, graphic type, font type, and        so on (e.g., as described, a display screen background turns red        when a credit balance is negative);    -   (v) a rate at which various collectable game elements may be        accumulated (e.g., a player may collect/save a greater number of        “cherry” symbols or other element for which the player may        eventually earn a payout or other benefit); and    -   (vi) a standard, maximum and/or minimum allowable wager per game        play (e.g., a player is allowed to wager a larger or smaller        amount per game play while a credit balance is negative).

Thus, a gaming device operating in a negative “mode” (as opposed to apositive “mode”) may be characterized by a different look, feel, playstyle and so on. For example, in one or more embodiments, as described,payouts and/or probabilities associated with game play may be alteredwhile a gaming device is in such a mode or state. For example, aparticular type of payout may only be available when a gaming device isin such a mode or state (e.g., a “super jackpot” becomes active onlywhen a player's balance is negative). In another example, a player maybe more likely to achieve a particular outcome while a credit balance isnegative (e.g., a probability associated with the outcome“Bell-Bell-Bell” increases). In yet another example, a player mayreceive a larger payout for an outcome if a credit balance is negative(e.g., a video poker outcome of “Full House” pays a 20-coin bonus when abalance is negative).

In another embodiment, a magnitude of a change in probability or payoutmay be based on a player's credit balance. For example, in oneembodiment, as a player's credit balance becomes more and more negative,one or more payouts (according to a predetermined pay schedule) mayincrease in size (e.g., a payout for “Bar-Bar-Bar” pays 15 credits whena balance is positive, but pays 20 credits when a balance is between −20and −30, 30 credits when a balance is between −30 and −40, and so on).In one embodiment, a payout for achieving one or more particular gameresults may be equal to an amount of coins that, when added to acurrently negative credit balance, will result in a balance of zerocredits or a positive credit balance. For example, a payout for the slotmachine outcome “Snapback-Snapback-Snapback” may be a positive amount ofcredits equal to a currently negative credit balance, and the outcomemay only be attainable when a credit balance is currently negative. Forexample, if a player with a balance of −5 credits achieves“Snapback-Snapback-Snapback,” the player may earn five credits, whereasa player with a balance of −1 17 credits achieving“Snapback-Snapback-Snapback” may win 117 credits, perhaps up to acertain limit (e.g., the maximum potential payout for the outcome is 200coins).

In another example, a payout achieved may be based on an amount of time,amount wagered and/or number of game plays executed during which aplayer's credit balance is negative. For example, a player havingexecuted 100 game plays while a credit balance is negative may receive alarger payout for a particular outcome than a player who has onlyexecuted 50 game plays while a credit balance is negative.

In another example, an outcome achieved while a credit balance is acertain negative number (e.g., −17) may pay an amount of credits suchthat a positive number that is of equal distance from a balance of zerocredits may be achieved (e.g., 17). Thus, for example, an outcome suchas “Positive Swap-Positive Swap-Positive Swap” may pay 34 credits when abalance is −17 (e.g., resulting in a positive balance of 17 credits), 30credits when a balance is −15 (e.g., resulting in a positive balance of15 credits), and so on.

Session Balance vs. Machine Balance: In some embodiments, as described,a gaming device may be operable to support sessions for a fixed price.For example, a player may insert funds, purchase a session, complete thesession, purchase a second session, and so on.

Accordingly, in some embodiments, a gaming device may separately storean (i) amount of credits associated with a session, as well as (ii) anamount of credits stored on a machine which may be applied to aplurality of such sessions or to transactional play (play in which aplayer pays on a per-game-play basis). For example, a player may deposit$50 of currency into a gaming device. The player may then purchase aone-hour session for a flat price of $20, thus reducing the “machinebalance” to $30. The player may then be given an amount of session orgame credits for play during the hour-long session (e.g., $20 may buy 80credits of 25¢ in value, or may buy some separate value of game credits,such that a prize may be determined at the end of the session based onthe game credits accumulated). Thus, in some embodiments, a balance ofsession credits may be negative (e.g., during a session, a balance ofcredits is a negative number), though a balance of machine credits maystill be positive (e.g., the player still has $30 with which to purchasefurther game play).

Referring now to FIG. 14, illustrated therein is a flow chart of anexample process 1400 that is consistent with one or more embodimentsdescribed herein. The process 1400 is related to cashout request in ascenario involving both a session balance and a machine balance.

In step 1405 an end of a session is determined. For example, it may bedetermined that a maximum duration of the session (whether it bemeasured in number of game plays or time) has been reached or that aplayer associated with the session has requested to end the session.

In step 1410, a session balance at the end of the session is determined.In other words, the ending session balance is determined.

In step 1415 it is determined whether the ending session balance isgreater than zero (i.e., is the ending session balance positive). If so,the process 1400 continues to step 1420. Otherwise (i.e., the endingsession balance is negative or zero), the process 1400 continues to step1425, in which step the session balance is set to zero.

In step 1420, the ending session balance that is greater than zero isadded to the machine balance. The machine balance may then be utilizedby a player to pay for additional sessions, pay for a game play, or bedispensed or otherwise output to the player. For example, coins, billsor tokens may be dispensed into a coin tray, a cashless gaming receiptredeemable for a monetary amount equivalent to the machine balance maybe printed and/or the machine balance may be transferred to anotherdevice (e.g., another gaming device or controller. In other words, theprocess 1400 contemplates an embodiment in which the session balanceonly affects the machine balance, which may be the only balance of thetwo balances that is available for cashout by the player, if it isgreater than zero. Otherwise, it is treated effectively as zero and doesnot affect the machine balance.

Balance-status paytable: In some embodiments, a gaming device maycomprise a paytable viewable by players (e.g., at all times, byaccessing a screen through a menu system, and so on), as is known in theart (e.g., a chart correlates outcomes that may be achieved to payoutsthat will be made if a player achieves an associated outcome).

In one embodiment, such a paytable may illustrate (i) one or morewinnings outcomes that may be achieved through play of the gaming device(e.g., “Plum-Plum-Plum,” “Bar-Bar-Bar,” and so on), (ii) one or morepayouts that may be earned for achieving such a winning outcome (e.g.,“Bar-Bar-Bar” pays 20 coins), as well as (iii) an indication of aresulting credit balance should an outcome/payout should be achieved(e.g., should a player hit “Bar-Bar-Bar,” a resulting balance would be“−42 credits”). For example, a section of a paytable for a game resultof “Bar-Bar-Bar” may appear accordingly: Outcome Payout Resulting CreditBalance Bar—Bar—Bar 20 −42

Thus, it is contemplated that outputting a paytable via a display screenmay comprise dynamically updating a paytable based on a current creditbalance, such that entries in a “Resulting Credit Balance” column may becontinually updated based on a player's current balance (e.g., tocalculate such a “new balance” figure, a potential payout amount isadded to a current balance amount). FIG. 5 illustrates one embodiment ofa payout database that may be used to track, manage and/or store suchdynamically updated information to be output via a payout scheduleviewable by a player. It should be noted that such an embodiment may beadvantageous should a gaming device comprise a credit balance that maybe negative, as patrons may not be used to performing calculations withnegative numbers (e.g., the paytable illustrates what a player's creditbalance would be should he win a payout with a negative credit balance,minimizing the occurrence of discrepancies).

In some embodiments, when a credit balance is negative, variousinformation may be output to a player indicating manners in which thecredit balance may be turned positive. In one example, if a player'sbalance is −78 credits, any single pay combination of a viewablepaytable that is greater than or equal to −78 credits may be highlightedor emphasized in some regard (e.g., such that the player knows he needsat least a full house to break out of the negative in one hand). Inanother example, a player may be informed of other manners in which anegative credit balance may be turned positive (e.g., marketing offersthe player may accept, and so on). “Betting” a negative amount ofcredits: In some embodiments, a player may be able to wager a negativeamount of credits, such that a player may “win” by achieving an outcomethat generally would yield no payout. For example, when wagering anegative amount of credits, a paytable may be “reversed” such thatoutcomes that normally would be considered non-winning outcomes (e.g.,Bar-Blank-Lemon) may pay an amount of credits, whereas outcomes thatwould normally be considered winning outcomes (e.g.,“Cherry-Cherry-Cherry”) may result in the loss of the “negative” wageramount. For example, a player may “wager” −5 credits, thus signaling thereversal of the paytable in association with a particular game play,such that if a player achieves a “losing” outcome (e.g.Bar-Blank-Lemon), the player may win an amount of credits as indicatedby a secondary paytable, whereas if the player achieves a “winning”outcome (e.g., “Cherry-Cherry-Cherry”), the player may lose his wageramount (e.g., the player loses five credits).

Rules of Interpretation

Numerous embodiments have been described, and are presented forillustrative purposes only. The described embodiments are not intendedto be limiting in any sense. The invention is widely applicable tonumerous embodiments, as is readily apparent from the disclosure herein.These embodiments are described in sufficient detail to enable thoseskilled in the art to practice the invention, and it is to be understoodthat other embodiments may be utilized and that structural, logical,software, electrical and other changes may be made without departingfrom the scope of the present invention. Accordingly, those skilled inthe art will recognize that the present invention may be practiced withvarious modifications and alterations. Although particular features ofthe present invention may be described with reference to one or moreparticular embodiments or figures that form a part of the presentdisclosure, and in which are shown, by way of illustration, specificembodiments of the invention, it should be understood that such featuresare not limited to usage in the one or more particular embodiments orfigures with reference to which they are described. The presentdisclosure is thus neither a literal description of all embodiments ofthe invention nor a listing of features of the invention that must bepresent in all embodiments.

The terms “an embodiment”, “embodiment”, “embodiments”, “theembodiment”, “the embodiments”, “an embodiment”, “some embodiments”, “anexample embodiment”, “at least one embodiment”, “one or moreembodiments” and “one embodiment” mean “one or more (but not necessarilyall) embodiments of the present invention(s)” unless expressly specifiedotherwise. The terms “including”, “comprising” and variations thereofmean “including but not limited to”, unless expressly specifiedotherwise.

The term “consisting of” and variations thereof mean “including andlimited to”, unless expressly specified otherwise.

The enumerated listing of items does not imply that any or all of theitems are mutually exclusive. The enumerated listing of items does notimply that any or all of the items are collectively exhaustive ofanything, unless expressly specified otherwise. The enumerated listingof items does not imply that the items are ordered in any manneraccording to the order in which they are enumerated.

The term “comprising at least one of” followed by a listing of itemsdoes not imply that a component or subcomponent from each item in thelist is required. Rather, it means that one or more of the items listedmay comprise the item specified. For example, if it is said “wherein Acomprises at least one of: a, b and c” it is meant that (i) A maycomprise a, (ii) A may comprise b, (iii) A may comprise c, (iv) A maycomprise a and b, (v) A may comprise a and c, (vi) A may comprise b andc, or (vii) A may comprise a, b and c.

The terms “a”, “an” and “the” mean “one or more”, unless expresslyspecified otherwise.

The term “based on” means “based at least on”, unless expresslyspecified otherwise.

The methods described herein (regardless of whether they are referred toas methods, processes, algorithms, calculations, and the like)inherently include one or more steps. Therefore, all references to a“step” or “steps” of such a method have antecedent basis in the mererecitation of the term ‘method’ or a like term. Accordingly, anyreference in a claim to a ‘step’ or ‘steps’ of a method is deemed tohave sufficient antecedent basis.

Headings of sections provided in this document and the title are forconvenience only, and are not to be taken as limiting the disclosure inany way.

Devices that are in communication with each other need not be incontinuous communication with each other, unless expressly specifiedotherwise. In addition, devices that are in communication with eachother may communicate directly or indirectly through one or moreintermediaries.

A description of an embodiment with several components in communicationwith each other does not imply that all such components are required, orthat each of the disclosed components must communicate with every othercomponent. On the contrary a variety of optional components aredescribed to illustrate the wide variety of possible embodiments of thepresent invention.

Further, although process steps, method steps, algorithms or the likemay be described in a sequential order, such processes, methods andalgorithms may be configured to work in alternate orders. In otherwords, any sequence or order of steps that may be described in thisdocument does not, in and of itself, indicate a requirement that thesteps be performed in that order. The steps of processes describedherein may be performed in any order practical. Further, some steps maybe performed simultaneously despite being described or implied asoccurring non-simultaneously (e.g., because one step is described afterthe other step). Moreover, the illustration of a process by itsdepiction in a drawing does not imply that the illustrated process isexclusive of other variations and modifications thereto, does not implythat the illustrated process or any of its steps are necessary to theinvention, and does not imply that the illustrated process is preferred.

It will be readily apparent that the various methods and algorithmsdescribed herein may be implemented by, e.g., appropriately programmedgeneral purpose computers and computing devices. Typically a processor(e.g., a microprocessor or controller device) will receive instructionsfrom a memory or like storage device, and execute those instructions,thereby performing a process defined by those instructions. Further,programs that implement such methods and algorithms may be stored andtransmitted using a variety of known media.

When a single device or article is described herein, it will be readilyapparent that more than one device/article (whether or not theycooperate) may be used in place of a single device/article. Similarly,where more than one device or article is described herein (whether ornot they cooperate), it will be readily apparent that a singledevice/article may be used in place of the more than one device orarticle.

The functionality and/or the features of a device may be alternativelyembodied by one or more other devices which are not explicitly describedas having such functionality/features. Thus, other embodiments of thepresent invention need not include the device itself.

The term “computer-readable medium” as used herein refers to any mediumthat participates in providing data (e.g., instructions) that may beread by a computer, a processor or a like device. Such a medium may takemany forms, including but not limited to, non-volatile media, volatilemedia, and transmission media. Non-volatile media include, for example,optical or magnetic disks and other persistent memory. Volatile mediamay include dynamic random access memory (DRAM), which typicallyconstitutes the main memory. Transmission media may include coaxialcables, copper wire and fiber optics, including the wires or otherpathways that comprise a system bus coupled to the processor.Transmission media may include or convey acoustic waves, light waves andelectromagnetic emissions, such as those generated during radiofrequency (RF) and infrared (IR) data communications. Common forms ofcomputer-readable media include, for example, a floppy disk, a flexibledisk, hard disk, magnetic tape, any other magnetic medium, a CD-ROM,DVD, any other optical medium, punch cards, paper tape, any otherphysical medium with patterns of holes, a RAM, a PROM, an EPROM, aFLASH-EEPROM, any other memory chip or cartridge, a carrier wave asdescribed hereinafter, or any other medium from which a computer canread.

Various forms of computer readable media may be involved in carryingsequences of instructions to a processor. For example, sequences ofinstruction (i) may be delivered from RAM to a processor, (ii) may becarried over a wireless transmission medium, and/or (iii) may beformatted according to numerous formats, standards or protocols, such asTransmission Control Protocol, Internet Protocol (TCP/IP), Wi-Fi,Bluetooth, TDMA, CDMA, and 3G.

Where databases are described, it will be understood by one of ordinaryskill in the art that (i) alternative database structures to thosedescribed may be readily employed, and (ii) other memory structuresbesides databases may be readily employed. Any schematic illustrationsand accompanying descriptions of any sample databases presented hereinare illustrative arrangements for stored representations of information.Any number of other arrangements may be employed besides those suggestedby the tables shown. Similarly, any illustrated entries of the databasesrepresent exemplary information only; those skilled in the art willunderstand that the number and content of the entries can be differentfrom those illustrated herein. Further, despite any depiction of thedatabases as tables, other formats (including relational databases,object-based models and/or distributed databases) could be used to storeand manipulate the data types described herein. Likewise, object methodsor behaviors of a database can be used to implement the processes of thepresent invention. In addition, the databases may, in a known manner, bestored locally or remotely from a device that accesses data in such adatabase.

It should also be understood that, to the extent that any term recitedin the claims is referred to elsewhere in this document in a mannerconsistent with a single meaning, that is done for the sake of clarityonly, and it is not intended that any such term be so restricted, byimplication or otherwise, to that single meaning.

In a claim, a limitation of the claim which includes the phrase “meansfor” or the phrase “step for” means that 35 U.S.C. § 112, paragraph 6,applies to that limitation.

In a claim, a limitation of the claim which does not include the phrase“means for” or the phrase “step for” means that 35 U.S.C. § 112,paragraph 6 does not apply to that limitation, regardless of whetherthat limitation recites a function without recitation of structure,material or acts for performing that function. For example, in a claim,the mere use of the phrase “step of” or the phrase “steps of” inreferring to one or more steps of the claim or of another claim does notmean that 35 U.S.C. § 112, paragraph 6, applies to that step(s).

With respect to a means or a step for performing a specified function inaccordance with 35 U.S.C. § 112, paragraph 6, the correspondingstructure, material or acts described in the specification, andequivalents thereof, may perform additional functions as well as thespecified function.

Computers, processors, computing devices and like products arestructures that can perform a wide variety of functions. Such productscan be operable to perform a specified function by executing one or moreprograms, such as a program stored in a memory device of that product orin a memory device which that product accesses. Unless expresslyspecified otherwise, such a program need not be based on any particularalgorithm, such as any particular algorithm that might be disclosed inthe present application. It is well known to one of ordinary skill inthe art that a specified function may be implemented via differentalgorithms, and any of a number of different algorithms would be a meredesign choice for carrying out the specified function.

Therefore, with respect to a means or a step for performing a specifiedfunction in accordance with 35 U.S.C. § 112, paragraph 6, structurecorresponding to a specified function includes any product programmed toperform the specified function. Such structure includes programmedproducts which perform the function, regardless of whether such productis programmed with (i) a disclosed algorithm for performing thefunction, (ii) an algorithm that is similar to a disclosed algorithm, or(iii) a different algorithm for performing the function.

1. A method, comprising: determining that a resolution of a game play ofa wagering game on a gaming device will result in a credit balance thatis less than zero credits, wherein the gaming device is operable todispense a monetary token; and allowing the resolution of the game play.2. The method of claim 1, wherein determining that a resolution of thegame play of the wagering game will result in a credit balance that isless than zero credits comprises: determining a current credit balance;determining a wager amount for the game play; and determining that adeduction of the wager amount from the current balance will result in acredit balance that is less than zero credits.
 3. The method of claim 1,wherein determining that a resolution of the game play of the wageringgame will result in a credit balance that is less than zero creditscomprises: determining an outcome for the game play; determining acurrent credit balance, the current credit balance comprising a creditbalance prior to the resolution; determining that the outcomecorresponds to a deduction of a number of credits from the currentcredit balance; and determining that the number of credits is greaterthan the current credit balance.
 4. The method of claim 1, wherein theresolution of the game play comprises at least one of: determining arandom number for the game play; determining an outcome that correspondsto the random number; or outputting an indication of the outcome.
 5. Themethod of claim 1, wherein allowing the resolution of the game playcomprises at least one of: allowing a payout corresponding to an outcomefor the game play to be added to the credit balance; displaying theoutcome; and deducting a wager amount associated with the game play froma current credit balance.
 6. The method of claim 1, further comprising:determining whether to allow the resolution of the game play.
 7. Themethod of claim 6, wherein determining whether to allow the resolutionof the game play comprises: determining whether a gaming device on whichthe wagering game is being conducted is currently operating in a modethat supports management of a negative credit balance.
 8. A method,comprising: determining a wager amount for a game play of a wageringgame on a gaming device, the gaming device operable to dispense amonetary token; and allowing the deduction of the wager amount from acurrent credit balance even if the deduction results in a negativecredit balance.
 9. The method of claim 8, wherein allowing the deductionof the wager amount from the credit balance comprises: authorizing anoutcome to be determined for the game play.
 10. The method of claim 9,wherein authorizing the outcome to be determined comprises: authorizinga random number to be determined for the game play, wherein the outcomeis determined based on the random number.
 11. The method of claim 9,wherein allowing the deduction of the wager amount from the creditbalance comprises: authorizing a payout, if any, that corresponds to theoutcome to be added to the credit balance.
 12. The method of claim 8,wherein determining comprises: determining a threshold negative balance;and only allowing the deduction if the negative credit balance that willresult from the deduction is greater than the threshold negativebalance.
 13. The method of claim 8, further comprising: determining thatthe negative balance that will result from the deduction is not greaterthan the threshold amount; and outputting a message indicating a denialof the wager amount.
 14. The method of claim 8, further comprising:determining the current credit balance, the current credit balancecomprising a credit balance prior to the deduction; determining that thededuction of the wager amount from the current credit balance willresult in a negative credit balance; and determining, based on at leastone factor, whether to allow the deduction.
 15. The method of claim 14,wherein the at least one factor comprises at least one of: dataassociated with a player who is associated with the wager amount; atleast one session play parameter; an indication from a device; a time; alevel of utilization of one or more wagering games; a level ofutilization of one or more gaming devices; a rate of play associatedwith a gaming device; a current mode a gaming device is operating in; apurchase of a session; and one or more parameters of a purchasedsession.
 16. The method of claim 15, wherein the data associated withthe player comprises at least one of: data stored in a database; datastored in a local memory of a gaming device; data associated with aplayer tracking number associated with the player; an indication ofwhether the player is a registered guest at a particular hotel; a statusassociated with the player, the status relating to wagering activitiesof the player; an indication of an availability of financial accountinformation associated with the player; an indication of an availabilityof contact information for the player; an indication of a sessionpurchased by the player.
 17. The method of claim 15, wherein the at lestone session parameter comprises a parameter of a session purchased by aplayer associated with the wager amount.
 18. The method of claim 17,wherein the at least one session parameter comprises at least one of: aretail price of the session; a cost of the session to a casino; amaximum negative balance defined by the session; a fee provided for anallowance of the negative credit balance; a maximum duration of thesession; a duration of the session remaining; a duration of the sessionduring which the credit balance has been negative; a profit associatedwith the session; and a credit line associated with the player.
 19. Themethod of claim 14, wherein determining whether to allow the deductioncomprises: accessing a database to determine data based on which thedetermination is made.
 20. The method of claim 19, wherein the databasecomprises a database storing data indicative of sessions available forpurchase.
 21. The method of claim 8, further comprising: outputting anindication of the negative credit balance.
 22. The method of claim 21,wherein outputting an indication of the negative credit balancecomprises at least one of: displaying a numeral representing a number ofcredits of the credit balance, wherein the numeral is preceded by ahyphen to indicate that the number of credits is less than zero;displaying a numeral representing a number of credits of the creditbalance, wherein the numeral is preceded by ‘negative’ as written textto indicate that the number of credits is less than zero; displaying anumber of credits as a numeral in parenthesis; displaying an indicationof a plurality of balances, wherein at least one of the balances offsetsand is greater than another of the balances; displaying at least one ofan icon, symbol or graphic as representative of the negative creditbalance; and outputting auxiliary information associated with thenegative credit balance, the auxiliary information comprisinginformation distinct from a representation of the number of credits ofthe credit balance.
 23. The method of claim 8, further comprising:incrementing a value stored in a database, the value representing atleast one of: an amount of time elapsed while the credit balance is notgreater than a predetermined amount; a number of game plays of a gameplayed while the credit balance is not greater than a predeterminedamount; and a sum of wagers placed while the credit balance is notgreater than a predetermined amount.
 24. The method of claim 23, whereinthe predetermined amount is zero.
 25. The method of claim 23, whereinthe value is a value associated with at least one of a particularplayer, a particular session or a particular gaming device.
 26. Anapparatus, comprising: a processor operable to facilitate a wageringgame; and a computer readable medium operable to communicate with theprocessor, the computer readable medium comprising instructions adaptedto be executed by the processor to: determine a wager amount for a gameplay of a wagering game; and allow the deduction of the wager amountfrom a current credit balance even if the deduction results in anegative credit balance.
 27. The apparatus of claim 25, wherein thecomputer-readable medium comprises a storage device.
 28. The apparatusof claim 25, wherein the processor is remote from the computer-readablemedium.
 29. A computer readable medium storing instructions thereon, theinstructions for directing a processor of a device to: determine a wageramount for a game play of a wagering game of a gaming device, the gamingdevice operable to dispense a monetary token; and allow the deduction ofthe wager amount from a current credit balance even if the deductionresults in a negative credit balance.
 30. A gaming device for playing awagering game, comprising: a controller operable to facilitate awagering game in which a unit of wager is wagered in exchange for achance to win a prize during a game play of the wagering game; a creditbalance adjustable by the controller based on a number of units of wagerthat have been wagered for a game play of the game and based on a numberof units of wager that have been won as a result of a game play of thegame; a display for displaying the credit balance, the display operableto display an indication of a credit balance that is less than zero; anda computer-readable medium having instructions stored thereon, theinstructions for instructing the controller to track via the creditbalance a player's progress through at least one game play of thewagering game by deducting from the credit balance an appropriate numberof units of wager upon an initiation of a game play, irrespective ofwhether a resulting credit balance is less than zero and adding to thecredit balance an appropriate number of units of wager if the game playresolves to an outcome that comprises a winning outcome; and display thecurrent credit balance to the player.
 31. The gaming device of claim 30,wherein the computer readable medium further comprises instructions forinstructing the controller to: determine that the current credit balanceis a negative credit balance; and activate an indicator of the negativecredit balance, the indicator being distinct from the display of anumber of credits comprising the credit balance.
 32. An apparatus,comprising: a processor operable to facilitate a wagering game on agaming device; and a computer readable medium accessible by theprocessor, the computer readable medium storing a program comprisinginstructions for directing the processor to: operate the gaming devicein a transactional mode, the transactional mode comprising a mode inwhich a payment is required per game play of the wagering game; andoperate the gaming device in a session mode, the session mode comprisinga mode in which a single payment is received for a plurality of gameplays of the wagering game, the payment guaranteeing a minimum durationof play of the wagering game, wherein the program comprises furtherinstructions for directing the processor to: allow, when the gamingdevice is operating in the session mode, play of the wagering gameirrespective of whether a credit balance is less than zero.